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Need FHA loan had a short sale 4 years ago

Have i waited enough time? my credit rebounded from 675 to 720 by emilyunderwood33634 from Lyons, Michigan. Jun 22nd 2015 Reply


Derick Condron (rightstartoregon)
#32 ranked lender in Oregon - 598 contributions

You will want to talk with a local lender and go over your full credit profile, but based on the little information you have there I think you will be able to proceed with a lender to get you approved.

Jun 22nd 2015
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Pete Bass (PeteBass)
#30 ranked lender in Connecticut - 476 contributions

I would be happy to help you - e-mail me at pete.bass@everbank.com -Thanks in advance,

Jun 22nd 2015
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Yes! Please contact me at 612.501.5113. Jim Schaefer with Gold Star Mortgage. We specialize in these loans.

Jun 22nd 2015
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William J Acres (William_Acres)
#73 ranked lender in Arizona - 8,726 contributions

FHA requires 3 years from the date of the sale. Conventional requires 4 years.. you should be ok so long as you meet all other qualifying requirements.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com

Jun 22nd 2015
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Cody Bellah (cody@communitymortgagekc.com)
#17 ranked lender in Missouri - 71 contributions

FHA requires 3 years from the date of the sale.

Jun 22nd 2015
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Jericho Cherry (Jerichocherry)
#56 ranked lender in Virginia - 1,107 contributions

Yes you have waited long enough. If you meet all the other qualifications you should not have any problems.

Jun 22nd 2015
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Larry Lechel (Larry@GenevaFi.com)
#15 ranked lender in Indiana - 38 contributions

Based upon the criteria presented alone you should be okay now. I would be happy to help. Please give me a call at 260-348-7519 or email me at Larry.Lechel@Stonegatemtg.com. You can also check out my LinkedIn profile by going to LinkedIn.com and searching my name. Larry Lechel

Jun 23rd 2015
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Barb Lanis (BarbLanis)
#71 ranked lender in Illinois - 663 contributions

You have met the minimum waiting period requirements for FHA and Conventional. You should be good to go now.

Jun 23rd 2015
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