Is it more difficult to get a mortgage for land?
People say that it’s usually harder to get a mortgage for the land. But I was wondering if there are some land-friendly mortgage lenders that I should search for. My credit is good, I don’t have any...
Where can I get accurate credit scores?
Anyone know where to get your accurate credit score without affecting your credit? Checked on experian and creditwise but they are showing different scores. Should I try FICO? Buying a house soon and I ...
Converting variable rate HELOC to a 30 year fixed rate mortgage, is it a...
Hi, so I just got a new job like 2 weeks ago. Before that I was laid off for 5 months. And before I got laid off I was employed for 2 years and 2 months by 2 different employers. I want to convert my tw...
Is it worth paying PMI upfront?
It’s my first time buying and I was wondering if it’s worth paying PMI upfront or just monthly payments? My lender gave me a choice to pay $4500 at closing or do monthly payments which is $85. The p...
Do I pay the higher rate on the 2nd home?
Hi, I have a quick question since I couldn’t find proper answers on google. I own a principal residence that I’d like to keep and put up for rent. I have a great rate (sub 3) and I have a mortgage a...
Will paying for roof repairs for my other home affect my loan application?
I plan on getting a second house in Texas. I got a clear closing date this month. I have to pay a $6k down payment for roof replacement for my other home. Am I able to make that $6k payment from my bank...
Planning to file a case against my bank due to issues with the discharge...
Can I file a lawsuit against a bank and its vice president for failure and carelessness in filing a discharge of loan documents on a property? Shouldn’t this be considered slander of title? This can r...
I keep on failing during underwriting due to hourly wage job
I got a job on an hourly wage in the last 3 months. Is there a lender that I can refinance with? I have tried applying for one many times already, including my current lender, but they all failed at und...
Planning to buy but hubby has a low credit score
Me and my husband are currently looking for a new home this upcoming autumn/winter. I wanted to get feedback on our chances in getting a home and any suggestions in general would help us a lot. We plan ...
Lender mismanaged our escrow account
Sadly, our lender has mismanaged our escrow account. We’ve given them a chance to fix it but to no avail. They sent the payment of our wind and flood insurance to the wrong address. The insurance comp...
Feel stuck getting an FHA loan
Help! I feel stuck. I plan to buy a new home this Fall but my credit scores are not going anywhere. I currently have a mortgage, student loan and a car loan. If I get a credit card will it affect my cha...
Do I need a broker to help with pre-qualifying?
I am in the process of getting pre-qualified for a loan as a first time investor. Do I need a mortgage broker to help me out? What are the advantages of having one? I need someone who can help me unders...
Banks won't approve a HELOC
I have an investment property that I want to do a HELOC on but most banks won’t approve because I don’t reside in the property. What are my chances with credit unions? I heard that they are more len...
First time investor wants to know if a broker is needed
I am new to the real estate investment business and I am applying for pre-qualification. Do I need a mortgage broker for this? What are the advantages and disadvantages of getting one? Bank financing is...
Cash out refinance after project completion
Hi everyone, I’m ready to spend $400k to turn a building I bought into a nice 6 unit apartment complete with individual water meters, sprinkler systems etc. I estimate rental income at $1650 each unit...
Ask our community a question.
Get an answer
Related Questions
