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Procedure for Getting Financing for a First Time Home Buyer

What is the procedure to obtain financing for a first-time home buyer with not so not perfect credit? The home has already been selected, no realtor was used, and it is for sale by the owner. by GaryIndiana61 from Buckhead, Georgia. Mar 1st 2017 Reply


Kim Jones (KimJonesHomeLoans)
#74 ranked lender in Georgia - 21 contributions

Hi! I can take a look at your credit report and let you know what your may qualify for. If you are ready to get pre-qualified for your home loan, please access http://www.kimdjones.com to apply for your home loan. Just scroll down until you see my photo, then click on "APPLY NOW", register and fill in the blanks. Then click on "SUBMIT' and your loan application will be transmitted to me securely. Then I can see what loan programs and loan amount you qualify for. Please let me know if you have any questions. I look forward to hearing back from you.

Mar 1st 2017
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Chris Hazlewood (chazlewood@cbcnationalbank.com)
#107 ranked lender in Georgia - 3 contributions

Hi GaryI am a banker in Atlanta that offers 1st time homebuyers a 3% down financing program that has no mortgage insurance. I can qualify you in a few minutes over the phone. Our current turn times to close average 15-20 days. Give me a call or send me an email and I will send you information. Chris HazlewoodCBC National BankSenior Banker678-679-6058chazlewood@cbcnationalbank.com

Mar 2nd 2017
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Thomas Dasta (lendfm)
#32 ranked lender in Georgia - 41 contributions

Gary, I have a program for you down to 580 credit scores. tom@lendfm.com. 678-571-7433. Call me to discuss. You shouldn't let anyone pull your credit until you have spoken to someone about your situation.

Mar 2nd 2017
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William J Acres (William_Acres)
#1 ranked lender in Arizona - 8,000 contributions

You need to talk to a local mortgage loan officer, and stay away from the big box banks.. they will not help you.. Once an experienced Loan officer has reviewed your application and credit, they can advise you as to which loan program will be best suited for your scenario.. and they will walk you through all the steps.. I'm a preferred Lender with Arizona and California being my primary markets. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com NMLS# 226347 / RPM Mortgage NMLS 1541014 / AZMB0121893

Mar 2nd 2017
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