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Purchasing a home out of state.

We live in CA but would like to purchase a home in OR. Do we need to contact a local broker or one in Oregon? by holly.s719 from Redondo Beach, California. Dec 7th 2015 Reply


Jericho Cherry (Jerichocherry)
#58 ranked lender in Virginia - 1,107 contributions

I would suggest that you contact a broker in Oregon, someone who knows the rule and regulation of that state.

Dec 8th 2015
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Laura Mattos (lmatto_625_269)
#622 ranked lender in California - 1 contribution

Hi Holly,My name is Laura Mattos and I am a loan officer with Banc Home Loans. We have several offices in Oregon and I would love to help you with your home financing. If interested, feel free to call me at 707-303-2939, email me @ laura.mattos@banchomeloans.com. My website is lmattos.banchomeloans.com. Look forward to hearing from you.Best, Laura

Dec 8th 2015
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William J Acres (William_Acres)
#1 ranked lender in Arizona - 8,044 contributions

I always suggest you contact a broker local to the area your purchasing in.. Not only are the rules and laws different, but each state has some intricacies that only the local guy would know.. using someone local will help your transaction go much more smooth... I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com NMLS# 226347

Dec 8th 2015
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Derick Condron (rightstartoregon)
#33 ranked lender in Oregon - 597 contributions

In the end it is always good to work with a local lender, you could start the process with a lender in your current market and have them refer you to a local officer. I am an Oregon lender if you would like a second opinion on your pre-qualification.Derick Condrondcondron@rightstartmortgage.com503-510-8290

Dec 8th 2015
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Drew Hernandez (DrewHernandez)
#975 ranked lender in California - 24 contributions

I can help you with this. What area in Oregon do you want to purchase?

Dec 8th 2015
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Larry Gray (lgray_312_247)
#563 ranked lender in California - 1,127 contributions

I have to agree with the answers recommending you check with someone in Oregon if you do not have someone you trust and know in CA already doing loans in Oregon. if they have been regularly doing loans in Oregon too, there is no reason they should not do a good job for you. You can always competitive shop with someone in Oregon, perhaps recommended by your realtor, and compare rates/pricing. I used to do loans from CA in both Oregon and Washington and had no problems, though mainly refinancing. However, in purchasing, if not someone you can really trust in CA maybe you wish to get a competent mortgage broker/banker in Oregon.

Dec 8th 2015
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