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Ready to buy, but less than 2 yrs at my job since I was a full time student previously.

by sarah335 from Woodacre, California. Nov 3rd 2016 Reply


Linda Wintersteen (Linda123)
#63 ranked lender in Arizona - 1,250 contributions

sarah,, you can use your student transcripts if going to school is the same as your job profession is currently, or I do have a way to receive funds without employment verification lindaonthego@outlook.com email me and I will send you my phone number ..

Nov 3rd 2016
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Dan Paladin (dpaladin)
#1 ranked lender in California - 389 contributions

Hi...if you are in the field that you went to school for you can use the transcripts as part of the 2 yr employment guidelines. Hope this helps.Feel free to contact me with anymore questions. 562.254.5616

Nov 3rd 2016
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Jesse Stroup (jessestroup)
#187 ranked lender in California - 588 contributions

You should be able to start the loan process; student are allowed to use transcripts for "job" history.

Nov 4th 2016
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Larry Gray (lgray_312_247)
#2 ranked lender in California - 1,041 contributions

As a "Marinite" I was surprised to see another question from a Woodacre resident in a short period of time! It looks like you received some answers to your question already, but if you could use a qualifying professional for comparison with both the lowest rates and knowledge level of lending and a knowledge of real estate in Marin County, I would be delighted to be that person! Same here...less than 2 years employment can go with credit as a full time student. We also fund programs ourselves, providing down payment and sometimes even closing costs, assistance.

Nov 4th 2016
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William J Acres (William_Acres)
#1 ranked lender in Arizona - 7,572 contributions

More info needed, but in general, if you are working in your field of study, then your student transcripts / Diploma will suffice to meet the 2 year job minimum.. Also, if you have been at your job for more than a year, but less than 2, even if you're not working in your field of study, you still might be able to get a loan.. The only way to know for sure would be to contact a LOCAL mortgage broker and apply with them. Once they see your complete loan profile, they will be better equipped to advise you properly. Also, by applying with your LOCAL Broker, you have an advantage because he's familiar with local customs and works with many lenders with each one offering a different type of lending program. This is unlike the local bank which typically only has a few lending programs. The more lenders, the more lending options, and the more likely your scenario will be accepted.. Plus, the broker is experienced in seeking out the best loan terms for your particular scenario, and he has lower overhead which typically results in lower rates and fees than most of the larger lenders.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com NMLS# 226347

Nov 4th 2016
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Somi Kothiwal (Someshwar)
#319 ranked lender in California - 4 contributions

SomiYes, your student status will be included in 2 yrs. Please call me for details.SSK Mortgage3105085396

Nov 13th 2016
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Somi Kothiwal (Someshwar)
#319 ranked lender in California - 4 contributions

SomiYes, we have programs available to give loan in your situation. Please call me for details.SomiSSK Mortgage(310)508-5396

Nov 13th 2016
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