Forgotten Your Password?

Need to Register?

Question Icon

Refinance in Pittsburgh

Hi I live in Pittsburgh Pennsylvania. I have a 30 year morgage at 5.37% with GMAC and I have excellent credit. I want to refinance but am getting the run around with GMAC. The cost to refinance is $3200 which they wanted to attach to my current balance of $88,000. My payments would have only come down $62. The house appraised at $125,000 last year. Can you help me. PS I read the article in the Wall Street Journal that mentioned your company. If you cannot help me in Pittsburgh do you know someone that can help with a refinance with little or no closing cost.Thank you by kbean0_717_321 from Pittsburgh, Pennsylvania. May 9th 2012 Reply


Sales Manager Matthew Boyce (bestlender)
#8 ranked lender in New Jersey - 19 contributions

You may be eligible to do a no closing cost and no appraisal refinance. Unfortunately large banks like GMAC don't have the quality loan officers to know about all the programs available. Feel free to email me at mboyce@annie-mac.com for more info. Thanks!

May 9th 2012
1
0
Mark Simon (mark.simon)
#9 ranked lender in Delaware - 83 contributions

Yes I can help you with securing the lowest end of rates and fees. Give me a call today and we can pin down what rate and fees you are eligible for-Mark 800-485-1387 Extension 107 WCS Lending

May 9th 2012
1
0
William J Acres (William_Acres)
#1 ranked lender in Arizona - 8,550 contributions

The first mistake your making is going back to your original servicer.. (GMAC)... there are a lot better deals out there right now, so you should absolutely shop for a better deal... right here on Lender411 is a link at the top of the page "Find a Lender".. Type in your zip code and choose one of the mortgage brokers listed... Be sure to use someone LOCAL.. Not one of those 50 states, internet lenders (you have one now and they are not doing you any favors). And you also don't want to use the local bank either.. They have tremendously long turn times, and their fees and rates are almost always higher.. The local broker has lower overhead and can offer lower rates and fees than most big banks.. and because they are local, they are familiar with the local lending regulations and processes...I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com

May 9th 2012
1
0
Paul Klaas (paul@paequity.com)
#23 ranked lender in Pennsylvania - 9 contributions

Your email address sparked an interest. I knew someone at Edinboro University with a name similar to yours. If you went to Edinboro, please give me a call. If not sorry for the mistake.OK: To answer your question: If you truly know how the market works and how mortgage rates are priced, you can then make a more targeted and educational decision toward your goals. Please call to discuss. There ARE options for no closing cost types of loans. Based on your goals with targeted "recovery" time frames in place, you may get a better birdseye view of not only your own situation but also an education on how the industry works. I am a Wholesale rate mortgage broker in Allison Park PA (North Hills of Pittsburgh) offering wholesale rates to the general public. Pennsylvania Equity Mortgage is licensed by the Pennsylvania Department of Banking.Best Wishes,Paul KlaasPresident/CEOPennsylvania Equity Mortgage, Inc.412.559.4030www.paequity.com

May 9th 2012
0
0
Subscribe to our news feed.