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Searching for the best mortgage rate.

I am a disabled veteran, I have been offered 4% but I am looking for better by elke.palm525 from Irwin, Illinois. 4 days ago Reply


Hello I would like to help however I would need a little more detail please call me @ 847-858-2022 or email me at tony4mortgage@msn.com thank you

4 days ago
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You can def achieve a lower rate than 4% possibly with no costs. Reach me to talk at email below. Thank you sir Ross@hlpmortgage.com

4 days ago
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Todd Tholl (toddtholl@leader1.com)
#1 ranked lender in Iowa - 238 contributions

There are rates out there lower than that. Call or email to discuss so we can see what you qualify for 563-324-9937 or toddtholl@leader1.com

4 days ago
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Jamie Chenoweth (jchenoweth)
#1 ranked lender in Illinois - 7 contributions

BNC has NO LENDER FEES on VA loans. And I just checked rates and depending on your scenario (loan amount and fico score) you can achieve a lower rate than 4%. Call me at 309-517-5017 or email me at jchenoweth@bncbank.com. Thanks! and THANK YOU FOR YOUR SERVICE!Jamie Chenoweth, MLOBNC National Bank, Moline, IL

3 days ago
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Joe Metzler (JoeMetzler)
#1 ranked lender in Minnesota - 3,553 contributions

Unfortunately, it isn't that easy. There are at least 21 different criteria that goes into a valid interest rate quote. Program, credit scores, property type, loan-to-value, purchase, refinance, etc. From there, now you can choose to buy down the interest rate, or choose to have lower closing costs in exchange for a slightly higher rate. So is 4% a good deal for you? No one knows until they review a full application, and discuss with you your wants, needs, and goals. For a professional review of your situation in MN, SD, or WI, visit me at www.MortgagesUnlimited.biz

3 days ago
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William J Acres (William_Acres)
#2 ranked lender in Arizona - 8,000 contributions

Most consumer Advocates will say shop 10 to 15 lenders.. the problem is that you have to be pretty sharp and understand loan financing to determine the good, the bad and the ugly.. If one lender comes out and say's I can do it for 3%.. but you have to pay 2.5% of the loan amount upfront to buy down the rate.. is that a good deal when compared to 4% but no points?? This is the problem.. My advise.. Get off the internet.. start calling local mortgage professionals (stay away from the "Big 3" box banks.. ) and start shopping for a loan officer rather than an interest rate.. you find the right person, and feel confident they wont steer you wrong, then you go with them.. There's always someone out there who will do it for less.. My friend just paid $99 to have his brakes done on his car.. vs. the $250 the dealer wanted.. he's been back to this discount shop 3 times now trying to get them to fix it right.. Just remember,, the famous Zig Zigler said.. a lower price does not mean a lower cost.. I'm a preferred Lender with California and Arizona being my primary markets. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com NMLS# 226347 / RPM Mortgage NMLS 1541014 / AZMB0121893

2 days ago
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