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Self employed and looking to refinance...

This year coming up, I will be able to provide 2 years of income tax returns. When can I start looking for rates? Do I need to wait until my taxes are filed or can the process start prior to January? by lolly-pop87444 from Jacksonville, Florida. Oct 30th 2017 Reply


Stephen McWilliam (StephenMcWilliam)
#136 ranked lender in Florida - 45 contributions

Only FHA and in some instances conventional loans are 2 years tax returns required and in most cases only are if you're self employed.

Oct 30th 2017
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William J Acres (William_Acres)
#1 ranked lender in Arizona - 8,620 contributions

More info needed, but it's possible that you will only need 1 year's tax returns.. it depends on how long you have been S/E, and how high your score is, and what the overall loan scenario looks like.. If the system asks for 2 years,, then yes.. you would need 2 years filed.. I'm a preferred Lender with California and Arizona being my primary markets. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com NMLS# 226347 / RPM Mortgage NMLS 1541014 / AZMB0121893

Oct 30th 2017
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