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Self employed, want to refinance. What documents are necessary?

by melissa345 from Oceanside, California. Apr 6th 2016 Reply


Joe Patterson (joepatterson@princetoncap.com)
#976 ranked lender in California - 5 contributions

2 years tax returns, personal and business (unless you file schedule C)2016 YTD profit and loss and balance sheet2 months personal bank statementsmortgage statement, property tax, and home insurance statements for each property you own.- Joe Patterson, 408-776-7104.

Apr 6th 2016
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Lorne Harvey (lorneharvey)
#81 ranked lender in Washington - 419 contributions

Might want to find out if the home is qualified for HARP, ask your local mortgage originator.

Apr 6th 2016
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William J Acres (William_Acres)
#1 ranked lender in Arizona - 8,041 contributions

2 years filed federal tax returns, all pages, all schedules.. if you own more than 25% of a corporation, you will need to provide 2 years filed federal corporate returns as well. W2's/1099's/ K-1's. Most recent 2 months bank statements, Current YTD P&L or balance sheet for business. (if you have not filed for 2015, you will need a 2015 YTD P&L) Everything else is just supporting documentation to show insurance, taxes HOA's etc.. Once your tax returns are analyzed, it's possible the lender will need additional supporting documentation.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com NMLS# 226347

Apr 6th 2016
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roberta Koehl (rkoehl)
#1281 ranked lender in California - 3 contributions

depends on what lender your client apply to. I have a bank who only requires assets and good fico. the assets how to support the clients income. otherwise, the client would need to provide tax returns.

Apr 6th 2016
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roberta Koehl (rkoehl)
#1281 ranked lender in California - 3 contributions

depends on the bank. I have a couple of banks who works with assets. otherwise, your client would need to provide tax returns.

Apr 6th 2016
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John Baynock (jbaynock@gmail.com)
#34 ranked lender in Hawaii - 1 contribution

Home Owners Association monthly or quarterly statement, 2 years tax returns, personal and business (unless you file schedule C)2016 YTD profit and loss and balance sheet 2 months personal bank statements mortgage statement, property tax, and home owners insurance declaration page, usually its the 1st page for each property owned.

Apr 6th 2016
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