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Single woman bought house in AZ. Now married, but still sole owner. Now doing refi, does husband have to sign if still sole owner?

by wilde.heather888 from , California. Sep 30th 2015 Reply


Phil Hills (bphilhills)
#54 ranked lender in Washington - 13 contributions

Only if it's an fha,va,usda loan otherwise you will need to have title prepare a sole and separate for conventional financing.

Sep 30th 2015
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The question box only allows so many characters. I bought my house in AZ (where we live) as a single woman. I then got married. I am still the sole owner and only person on the note and deed. I have a conventional loan and a home equity loan that I would like to refinance into one conventional loan. I will still be the only person on the loan and deed; does my husband need to sign anything or can I do this on my own?

Sep 30th 2015
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You will need your husband to sign a sole and separate. Call me for further clarification. 505-507-4701.

Sep 30th 2015
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Jesse Stroup (jessestroup)
#4 ranked lender in Idaho - 593 contributions

You may be able to refinance with a conventional loan while keeping your name on the mortgage loan and title of the home. If you use FHA financing you may have to add your husband to the loan.

Oct 1st 2015
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