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Trailer Home Loan Question.

I am looking for a loan for less than 30 years for a trailer home. It is only $89k. Is there a different type of loan out there for trailer homes? by avalon841 from Colby, Kansas. Jan 10th 2019 Reply


Joe Metzler (JoeMetzler)
#1 ranked lender in Minnesota - 3,875 contributions

Yes, no, and maybe. Newer double-wide's on private land can usually get standard mortgage loans, like an FHA 30-yr fixed. Single wide, and those in parks usually need specialized mobile home financing, which can come in all sorts of flavors. Search mobile home financing.

Jan 14th 2019
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Sara Deere (Saraloveshomeloans)
#39 ranked lender in Kansas - 534 contributions

The previous response does depend on whether the (trailer) and its own land or on leased land. Manufactured homes also have loan options.

Jan 14th 2019
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