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VA buyer husband and wife credit scores 608 and 588

by bayronbliss886 from , California. Oct 1st 2014 Reply


Michael Harris (United)
#710 ranked lender in California - 15 contributions

The first thing is to look at the credit and see the cause of the score levels. Is there something that can be done to increase the scores from what you have now. A 620 score will be important when looking at a VA option. Was there a Short Sale or Bankruptcy in the past 2 years? Has there been a prior use of the VA? Please call me at 805.530.1199 or email at michael@united4loans.com and I will look tot get the job done.

Oct 1st 2014
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If VA works is fine we have to have more info. Or we can get FHA with little down payment. Call us at 724 936 5300.

Oct 1st 2014
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Sorry my contact no. Is 714 936 5300 Yogesh

Oct 1st 2014
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Joseph Afonso (jafonso)
#64 ranked lender in Arizona - 195 contributions

Not know all of the details it would not be accurate to say weather or not financing can be provided. We do allow a 600 FICO score on VA loan. If you would like to discuss this further give me a call 602-531-7040 or email me at jafonso@azhomerates.com

Oct 2nd 2014
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William J Acres (William_Acres)
#2 ranked lender in Arizona - 7,933 contributions

You need to work on getting your credit scores up before applying because most lenders will require a 620 mid score for all borrowers to qualify, but 660 is ideal. There might be a few lenders out there that allow for lower scores, but in my experience, they typically have very strict guidelines, and most that apply get denied, so your far better off working on fixing up your credit. Try contacting a local mortgage broker and let them run your credit and from there they can give you accurate advise/guidance to help you get your credit scores up to the lenders minimum levels. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com

Oct 2nd 2014
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Jamie Lynne (nationwidelenderforyou)
#142 ranked lender in Texas - 575 contributions

As long as you meet the other guidelines, we can go down to a 580 on VA loans. Let's discuss your VA loan scenario in more detail. Contact me at 800 315 8803. My name is Jamie and I am a proud vet that has been offering VA loans since 1989. I am happy to answer your mortgage questions, 7 days a week and review your loan scenario. Until then, I look forward to hearing from you. Jamie Lynne - Lending Nationwide Since 1989 - jamie@bartprequalifies.com - www.bartprequalifies.com

Oct 3rd 2014
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