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Want to buy house soon, but need to know if I can get approved.

I will have $20,000 down. Income $72,000/yr. Want house around $90,000 to $125,000. My credit score is 620 by bear345750 from Columbus, Ohio. Aug 2nd 2017 Reply


John Regg (jregg2005)
#77 ranked lender in Ohio - 10 contributions

Hello, It absolutely sounds like you can buy a home with what you are saying. Feel free to give me a call 513-265-7770, John Regg.

Aug 2nd 2017
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Are you a first time home buyer? We have great program's and low down payment option home loans. Call me directly at 208.577.0717

Aug 2nd 2017
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Hello, we can go down to a 600 score. There are several programs you can qualify for. I would also help you raise the score quickly for free. If we can get your score up quickly you can save some money on the interest rate. Please fee fre to call me at 203-299-2034.Thanks Gregg Pomeroy

Aug 2nd 2017
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Michael Zuren, PhD (mikezuren)
#57 ranked lender in Ohio - 213 contributions

Feel free to call me at 216-990-2148 Michael Zuren American Midwest Mortgagewe offer mortgages with middle credit scores as low as 600

Aug 2nd 2017
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We have some amazing resources to help you with your home search and compare several loan scenarios. It is a great resource to have even if guy do not use me in the process. As a first time buyer I am sure you have many questions and I will be glad to help bring clarity. My number is +1 513-226-9052 and I can help introduce you to some amazing agents that know how to negotiate and get you the best deal and in some cases we can help find some great deals that are not on the open market. Terry May 513-226-9052

Aug 2nd 2017
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William J Acres (William_Acres)
#2 ranked lender in Arizona - 7,917 contributions

More info needed, so to get started, you should try reaching out a a mortgage banker/broker and apply with them. Once they see your complete loan profile, they will be better equipped to advise you properly. Also, by applying with a Banker/Broker, you have an advantage because he's familiar with local customs and works with many lenders with each one offering a different type of lending program. This is unlike the local bank which typically only has a few lending programs. The more lenders, the more lending options, and the more likely your scenario will be accepted.. Plus, the banker/broker is experienced in seeking out the best loan terms for your particular scenario, and he has lower overhead which typically results in lower rates and fees than most of the big box banks. I'm a preferred Lender with Arizona and California being my primary markets. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com NMLS# 226347 / RPM Mortgage NMLS 1541014 / AZMB0121893

Aug 2nd 2017
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Joe Metzler (JoeMetzler)
#1 ranked lender in Minnesota - 3,515 contributions

Generically from that limited info supplied, you MAY be fine. Your low credit score is going to be the hurdle, and you would be well advised to work on improving the score prior to looking at homes.

Aug 3rd 2017
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