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We have 90K in the bank, our take home pay is 10K a month (we gross about 190K a year) and our credit rating is 796. What kinds of loans should we be looking at and what is our price range?

by karenshubbart208 from Pasadena, California. Feb 9th 2018 Reply


Dan Paladin (dpaladin)
#1 ranked lender in California - 515 contributions

More info is needed. Debt information is unknown. Overall numbers are good. Just more info is needed. Feel free to contact me at 562.254.5616 for a no obligation consult or you may also go here and complete the pre-app. https://preapp1003.com/id/Dan-Paladin/

Feb 9th 2018
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Hello good morning and Great Job! On hitting major financial milestones. The start of this journey is beginning in a great direction. First thing to do is start from the end what is the home you see your family in. Once you have that vision in your mind look at the price point use our mortgage calculators which is one of the most precise and effective tools with 100% total accuracy to help you gauge your monthly mortgage commitment. You can find our app here https://loanzify.com/get/ANol/. Once you have found a comfortable mortgage payment that should be roughly 30-35 percent your gross take home that you and your spouse have a good feeling about you want to now get yourself prequalified we are onlinemortgagesource.com and we have solutions to help champion your dream. After you receive your prequalification you have a lot of more leverage and sellers take your offers more serious. The prequalification can become a preapproval once you except the terms and lock it in. So in closing by downloading our app at no obligation https://loanzify.com/get/ANol/ you can take your time in finding exactly what is a comfortable purchase price. Then look for the property so funding can be secured in a easy streamlined fashion and you can have keys in your hand and smiles on both your faces. Thank you for allowing me the opportunity to share with you to help reach your goal on your journey. Thank you in advance Orian Henderson www.onlinemortgagesource.comhttps://loanzify.com/get/ANol/

Feb 12th 2018
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William J Acres (William_Acres)
#73 ranked lender in Arizona - 8,414 contributions

Much more info needed,, and in all reality, you are going to have to pick up the phone and talk to someone... It's the only way.. Also, rates vary depending on the loan term (30 yr, 20yr, 15 yr).. Loan to value, property type, occupancy type, etc.. many factors go into pricing a loan.. I'm available if you would like an in depth consultation.. no obligation.. I'm a preferred Lender with California and Arizona being my primary markets. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com NMLS# 226347 / RPM Mortgage NMLS 1541014 / AZMB0121893

Feb 12th 2018
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