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We were upside down, we had a mod in 2012., but our interest rate stayed the same 6.125. is there or can we re harp to lower rate?

by itap_g362 from , California. Jun 4th 2015 Reply


Edgar Aranda (earanda)
#724 ranked lender in California - 91 contributions

We would be happy to help you look at all the options available to you including HARP. We would need to see if your existing mortgage is HARP eligible. Please call us today at 877.404.4805 so we can get started.

Jun 4th 2015
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There are options available. Absolutely! Please call me at 408-705-6492.

Jun 4th 2015
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Jericho Cherry (Jerichocherry)
#58 ranked lender in Virginia - 1,107 contributions

Yes,there are options available to you. Contact a local Loan Adviser for more information.

Jun 4th 2015
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Elaine Martinez (Elainem)
#1100 ranked lender in California - 1 contribution

yes. We can give you options. I'm in the redlands area. We can definitely work on refinancing your home. Visit my website at http://loanswithelaine.com Elaine MartinezNMLS# 1157454Mortgage Loan OriginatorOffice: 909-255-8240Fax: 909-255-7989Cell: 360-720-9167Visit my website at http://loanswithelaine.com1175 Idaho Street, Suite 201, Redlands, CA 92374

Jun 4th 2015
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William J Acres (William_Acres)
#2 ranked lender in Arizona - 7,917 contributions

You can use HARP on a modified loan, so long as there was no principal reduction associated with your loan MOD.. Also, you would need to meet all other eligibility requirements to qualify.. Rates are really good, but they are on the rise,, you should talk to a local mortgage broker right away to see if you can qualify for a refi.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com

Jun 4th 2015
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Laleh Hanks (laleh@americachoicemortgage.com)
#1085 ranked lender in California - 13 contributions

I have helped many clients refinance after a modification! Everyone has varying circumstances and qualifications. Happy to discuss yours further! Feel free to call me at 858-263-0515 / 949-872-5438 or 888-843-5525 or email laleh (at) americacchoicemortgage.com

Jun 4th 2015
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