If your home is Fannie Mae or Freddie Mac there are options to go upto 125% Loan To Value and Unlimited Combined Loan To Value if you have a 2nd mortgage. Contact me at joleary@americahomekey.com or call 360-915-9609 -- Thanks Jake O'Leary
You can refinance under the HARP program, but depending on your state there might be funding from Hardest Hit funds to help pay down your loan
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