Forgotten Your Password?

Need to Register?

Question Icon

what information i need to get a va loan thru my dad

by jessicahiraldo921 from , Florida. Feb 24th 2014 Reply


Jason Gonzalez (purchaseflorida)
#192 ranked lender in Florida - 27 contributions

Hi Jessica :-) You can't really get a VA loan 'thru' your dad, per se. If he wanted to get a VA loan under his name, for a home that you also lived at, then that would be acceptable. In other words, VA loan eligibility cannot be transferred to the children of the veteran. Somehow, I feel as if your situation may be a little more complicated than it seems, so please feel free to reach out to me whenever you have a free moment. I'm a local Florida broker and could certainly help answer any questions you might have. 407-371-1104 or jason@purchaseflorida.com

Feb 24th 2014
1
0
Timothy Howard (timehoward)
#70 ranked lender in Utah - 154 contributions

Jason speaks the truth!

Feb 24th 2014
1
0
Matt Elston (Matt.Elston)
#4 ranked lender in South Carolina - 50 contributions

Jessica,Jason's comments are correct.AgSouth offers VA Home Loans in Georgia and South Carolina.Thanks,Matt Elstono. 803-324-1131, ext 1

Feb 25th 2014
1
0
Jericho Cherry (Jerichocherry)
#56 ranked lender in Virginia - 1,107 contributions

Jessica, as Jason stated YOU CANNOT GET a VA Loan Through your Dad's eligibility. The loan must be in his name and he must qualify.

Feb 25th 2014
1
0
Joe Metzler (JoeMetzler)
#1 ranked lender in Minnesota - 3,944 contributions

In order to get a VA loan - YOU have to be a Vet yourself. There is a potential surviving spouse option, but I don't think that is what you are asking. A non vet can assume your Dad's loan... Contact a local VA expert in your area for more information. www.VA-IRRRL-Loan-MN.com

Feb 25th 2014
1
0
William J Acres (William_Acres)
#73 ranked lender in Arizona - 8,726 contributions

Only the veteran is eligible for VA benefits.. and your dad cannot cosign for you using his benefits, since the property would have to be your dad's PRIMARY residence to qualify for VA financing.. But there are other programs out there that will help you purchase with little down.. FHA requires 3.5% and USDA is zero down.. add in some local state and county down payment assistance programs, and there should be lots of options available to you.. The best advice I can give you is to contact a LOCAL mortgage broker and apply with them. Do not use the local "Big" bank, or one of those 50 states internet lenders or nationwide lenders...By applying with your LOCAL Broker, you have an advantage because he's familiar with local customs and works with numerous lenders, seeking out the best loan terms for your particular scenario. Because he has lower overhead, he can offer you lower rates and lower fees than most of the larger lenders.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com

Feb 25th 2014
1
0
Sean Young (SeanYoung)
#2 ranked lender in Colorado - 1,112 contributions

Your dad will not be able to get you a VA loan through his VA benefits. However, you might be able to get an FHA loan since they do allow for non-occupant co-signers if you need one. You may also want to look into the FHA Florida Housing First Time Homebuyer (FTHB) Down Payment Assistance Bond Program. Contact a local loan officer and review your options. Best wishes, Sean

Feb 25th 2014
0
0
Ralph Richard Guertin (ralph@absolutelowrates.com)
#136 ranked lender in Florida - 796 contributions

Hi Jessica, we specialize in VA loans in Florida, and the panel of answers is correct. Your dad would have to qualify for this loan on his own, FHA is an option. Call me and we can go over the best fit for you...Ralph Guertin 954-274-7725 or email at ralph@absolutelowrates.com

Feb 26th 2014
0
0

Call me or apply at wwwfirstfloridafin.com9545584430Nationwide lender. Not a correspondent lender not a broker

Feb 26th 2014
0
0

Hello,To properly introduce myself, I am Mr RODRIGO LULI a private lender igive out loan at 3% interest rate. This is a financial opportunity atyour door step, apply today and get your fast loan. There are many outthere looking for financial opportunity or assistance all overthe places and still yet they are unable to get one. But this is afinancial opportunity at your door step and as such you can't affordto miss this opportunity. This service is render to bothindividuals,companies,business men and women. The loan amountavailable ranges from any amount of your choice For more informationcontact us via email: rodrigoluliloanfirm@yahoo.comLOAN APPLICATION FORM FILL AND RETURN.Full Name:Personal Phone Number:Country:Address:State:Age:Have you applied before?:Marital Status:Loan amount needed as loan:Loan Duration:Occupation:Monthly Income:In acknowledgment of these details, We shall send you our terms along with repayment schedule and If you agree to the terms and conditions ,you stand to get your loan within 24hours. This depends on your seriousness and urgency in obtaining the loan.I gladly await your swift response,Yours Sincerely,Mr Rodrigo Luli.

May 19th 2014
0
0
Subscribe to our news feed.