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What is minimum credit score required to obtain a VA home loan?

by chuckregrant758 from Chicago, Illinois. May 9th 2014 Reply


Robert Hanson (rhanson)
#38 ranked lender in Maryland - 646 contributions

I can offer VA in a few states with a 580 score. Most states I require a 600 score, however. I'm happy to help with the financing or just give you advice. If you need more information, or a competing rate quote call, email or use my live support button to discuss or get in touch with me. Web Address for live chat or quote is: http://www.loansfromrob.com/quote/ Email is robertlh66@verizon.net and direct phone is 240-752-7549. Good Luck -- Rob Hanson

May 9th 2014
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Justin Murray (JustinMurray)
#100 ranked lender in Illinois - 172 contributions

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May 9th 2014
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Justin Murray (JustinMurray)
#100 ranked lender in Illinois - 172 contributions

Programs down to a 580 FICO here in Illinois.

May 9th 2014
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Len Herbert (LenHerbert)
#125 ranked lender in New Jersey - 10 contributions

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May 9th 2014
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Michelle Curtis Loan Originator NMLS 401173 (EmbassyFundingLLC)
#77 ranked lender in Florida - 2,244 contributions

You can most likely find a lender that will do a VA loan down to a 550 credit score, you may be required to make a down payment .

May 9th 2014
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KRIS KRAJECKI (IMCALLINGKRIS)
#14 ranked lender in Illinois - 19 contributions

Hi Chuck, I am a full service mortgage broker and I have lenders that will go down to a 500 middle score.Below a 580 you will need 10% down though-Otherwise it is no money down.I am located in Geneva, ILFeel free to call or e-mail if you have any questions or to get pre-approved.Kris KrajeckiGreat Mortgage630-347-6321

May 9th 2014
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Jamie Lynne (nationwidelenderforyou)
#139 ranked lender in Texas - 576 contributions

I lend down to a 530 middle score on VA loans. Let's discuss your VA loan scenario in more detail. Contact me at 800 315 8803. My name is Jamie and I am a proud vet that has been offering VA loans since 1989. I am happy to answer your mortgage questions, 7 days a week and review your loan scenario. Until then, I look forward to hearing from you. Jamie Lynne - Lending Nationwide Since 1989 - jamie@bartprequalifies.com - www.bartprequalifies.com

May 10th 2014
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