Joe Metzler (JoeMetzler)
#1 ranked lender in Minnesota - 3,323 contributions
The quick answer... is YOU CAN'T. The confusion is there are multiple types of credit scores. Think mortgage scores, credit card scores, car loan scores, and scores you can look at yourself (like Credit Karma). While similar, every industry score is weighted differently. It is very common to hear 30 points lower from a consumer obtained score and then a real lender obtained score. My advice is to simply pay all bills on time, keep credit card balances low, and then don't worry about your scores. They will be fine.