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what is the best 30 year fixed rate in New Orleans?

by ginger_tahouma92 from New Orleans, Louisiana. Mar 11th 2015 Reply


Joan Gallardo (apply@clearlending.com)
#198 ranked lender in Texas - 23 contributions

On a $400,000 Purchase and 30 year Term rate would be 3.875%Payment would be $1,786.90/month. This assumes 740 score and 5% down payment with Mortgage Insurance of 0.62% and an APR of 4.996%.

Mar 11th 2015
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William J Acres (William_Acres)
#2 ranked lender in Arizona - 7,797 contributions

I'm shocked that anyone would quote you a rate without knowing all your loan details.. I will say this.. the laws are very clear, and any lender willing to quote you a rate without looking at your complete loan scenario including credit, income down payment, etc.. is probably someone you shouldnt use.. you would setting yourself up for disappointment.. If you want to get a REAL quote based on YOU,and your exact scenario, then I suggest you contact a LOCAL mortgage broker and apply with them. Once they see your complete loan profile, they will be better equipped to advise you properly. Also, by applying with your LOCAL Broker, you have an advantage because he's familiar with local customs and works with many lenders with each one offering a different type of lending program. This is unlike the local bank which typically only has a few lending programs. The more lenders, the more lending options, and the more likely your scenario will be accepted.. Plus, the broker is experienced in seeking out the best loan terms for your particular scenario, and he has lower overhead which typically results in lower rates and fees than most of the larger lenders.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com

Mar 11th 2015
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Jericho Cherry (Jerichocherry)
#58 ranked lender in Virginia - 1,107 contributions

Follow William's advice and you should be ok.

Mar 12th 2015
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Kevin Morgan (ArborLending)
#21 ranked lender in Louisiana - 21 contributions

We are a local, Louisiana based lender with an office in your area. Rates will vary by program and your situation. When you get a few minutes give me a call at 985-867-8334 We can get a few details and give you a quick quote based on you own situation. We are also on the web www.arborlending.net

Mar 12th 2015
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Sean Young (SeanYoung)
#2 ranked lender in Colorado - 1,106 contributions

Rates are based on your specific criteria and can change based on loan program, credit score, loan to value, type of property, occupancy etc. Rates are also constantly moving throughout the day based on mortgage backed securities and until you are locked in can move at any time without notice. It is best to talk with a local loan officer and have them review your information so they can give you an accurate rate. Best wishes, Sean

Mar 12th 2015
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