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What is the highest Loan-to-Value which is permitted for a "good rate"?

I understand it Loan to Value goes high, the rates will be impacted. What is the highest value which still has good rate? by JaklinNazarian1974 from Glendale, California. Oct 4th 2010 Reply

Steve Hinton (stevehinton)
#331 ranked lender in California - 9 contributions

Several other variables need yo be addressed in addition to Loan to Value, Are you purchasing or refinancing? VA and USDA have 100% financing purchase loans. If you are thinking about conventional loans some FannieMae and FreddieMac loans go into the ninetys but have minimum credit score requirements.Generally speaking 80% LTV has the best rate.

Oct 5th 2010
Rudi Hofmann (CaPortfolioLoans)
#282 ranked lender in California - 380 contributions

All rates are fantastic currently. On a purchase Fannie / Freddie product you can go up to 95%. FHA to 96.5% On Non-Conforming to $2MM to 80%.

Oct 5th 2010
Certified Funding (
#41 ranked lender in New Jersey - 53 contributions

we can go to 125% ltv for a fannie or freddie mortgage with no MIcontact

Oct 4th 2010
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