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What is the maximum LTV I can have to refinance a non-GSE home loan?

Type the details of your question here by Tarrats from Manchester, Connecticut. Sep 27th 2012 Reply


William J Acres (William_Acres)
#73 ranked lender in Arizona - 8,726 contributions

FHA allows 97.75% LTV on owner occupied homes so long as the loan amount is within the limits for your area.. in Manchester CT it's currently $440K. You will pay monthly mortgage insurance, and FHA charges 1.75% upfront (can be financed)..I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com

Sep 27th 2012
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Bert Carpenter (BertCarpenter)
#38 ranked lender in Arizona - 1,828 contributions

Typically you would be looking at a maximum LTV of 95% of appraised value for a new conventional loan, or as high as 97.75 for a new FHA loan. If your current LTV is higher and your loan is not HARP eligible, you would be required to bring the difference to closing. ~ Bert Carpenter, The LoansA2z team of NOVA Home Loans ~ NMLS 40586 ~ www.LoansA2z.com 888-889-9950

Sep 27th 2012
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Michael Stephan (Michael_Stephan)
#23 ranked lender in Connecticut - 11 contributions

Dear Tarrats - Please be good enough to make a few calls to local mortgage companiesand establish a flow of dialog. These fragmented questions serve you not.

Sep 27th 2012
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