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what is the rate on a 30 year fixed

by dgcjksfdk288 from Emeryville, California. Mar 26th 2015 Reply


Dan Conley (OmniFundInc)
#899 ranked lender in California - 119 contributions

What is the loan balance you are seeking? Currently 30 year rates are at 3.457% APR. Feel free to go to our site and check out all our rates and programs available. http://omnifund.net/Rates/?option=Conforming~30Dan Conley Omni-Fund

Mar 26th 2015
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Noah Newbegin (NewbeginFunding)
#936 ranked lender in California - 5 contributions

Of course it varies with your loan balance, home value, property type, credit score, etc.Its also worth noting that lower APR loans often require you to large upfront points and fees to buy down the rate. These fees are of course calculated into the APR, but are done so over the life of the loan. As a result while you may save money over the long run (30 years,), it may take quite a few years before you reach a break even with lower cost/higher APR options. Sometimes is makes sense to buy your rate down, sometimes it doesn't depending on how long you expect to keep the loan and how much you are willing to invest in it. Please feel free to provide me with more information and I would be happy to give you an accurate quote for a loan product that would best meet your needs: www.newbeginfunding.com

Mar 26th 2015
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William J Acres (William_Acres)
#2 ranked lender in Arizona - 7,927 contributions

No loan officer with any integrity would ever quote a rate without knowing all the details. Not only is it unethical, but in most cases, if it's not quoted properly, it's illegal, and any loan officer who does quote you is probably someone you should avoid using.. you would only be setting yourself up for disappointment.. Credit, credit score, income, debt, debt to income ratio's, derogatory credit, loan amount, property type, loan to value, etc.. so much info is necessary to determine what the rate is that it's impossible to quote without looking at the complete loan scenario.. Let me say this.. rates are low.. really low, so if your thinking about buying or refinancing, you should do it now.. and to start, you should contact a local mortgage broker.. apply with them and let them give you exact numbers rather than a guess.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com

Mar 26th 2015
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Go to MortgageWholesale dot com. They can help.

Mar 30th 2015
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