Forgotten Your Password?

Need to Register?

Question Icon

What mortgage rate can I expect with FICO of 730 in Texas this week?

by linden.mckay78 from Del Rio, Texas. Oct 5th 2015 Reply


Derick Condron (rightstartoregon)
#33 ranked lender in Oregon - 597 contributions

It will not only depend on FICO but also program type

Oct 5th 2015
2
0
William J Acres (William_Acres)
#1 ranked lender in Arizona - 8,055 contributions

MUCH more info would be needed to properly answer your question. What is your loan amount? Higher loans get better loan pricing.. What's the Loan to Value? Lower loan to values get better pricing.. What is the property type? Single family home? Condo? Manufactured home? all of these property types have different loan pricing.. etc, etc, etc.. Rates are good right now.. but if you are serious about knowing what you would qualify for, you should pick up the phone and contact a LOCAL mortgage broker and apply with them. Once they see your complete loan profile, they will be better equipped to advise you properly. Also, by applying with your LOCAL Broker, you have an advantage because he's familiar with local customs and works with many lenders with each one offering a different type of lending program. This is unlike the local bank which typically only has a few lending programs. The more lenders, the more lending options, and the more likely your scenario will be accepted.. Plus, the broker is experienced in seeking out the best loan terms for your particular scenario, and he has lower overhead which typically results in lower rates and fees than most of the larger lenders.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com NMLS# 226347

Oct 5th 2015
2
0
Jericho Cherry (Jerichocherry)
#58 ranked lender in Virginia - 1,107 contributions

There are other factors that will determine what you rate will be. As William said, check with a Loan Adviser in your area.

Oct 6th 2015
0
0
Jesse Stroup (jessestroup)
#4 ranked lender in Idaho - 591 contributions

It's diffucult to place an interest rate with just a credit score. Your credit scores will demand the best rates but another key factor is your debt to income ratios and loan to values and loan program types. I hope this helps.

Oct 6th 2015
0
0
Subscribe to our news feed.