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What's the maximum LTV I can be at to get a refinance?

by richard.g995 from Yorkville, Ohio. Sep 28th 2016 Reply


John Regg (jregg2005)
#77 ranked lender in Ohio - 10 contributions

Hello, depends on the type of loan and if you want cash out or not. I am happy to answer any questions you have and I am located in Ohio. My phone number is 513-265-7770, thank you, John Regg

Sep 28th 2016
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Kim Lawson (kilawson)
#54 ranked lender in Ohio - 150 contributions

I agree depends on the the loan you qualify for which is dependent on your credit profile and credit score to start. USDA if you're looking to buy in an area that's covered (an you meet income limits) there's 100% financing. Conventional, I have a program that allows for 1% down so long as your income/area qualify as well. Beyond that there's the traditional Conventional (95%). There's also FHA the max is 96.5% financing but if your score is 530-580 you'd need 10% down with a purchase. If I can answer any additional questions, I'd be happy to help. Best wishes otherwise, Kimberly Lawson, Licensed Mortgage Loan Officer - Ohio only. Contact and licensing information can be found on my profile.

Sep 28th 2016
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Michael Zuren, PhD (mikezuren)
#56 ranked lender in Ohio - 216 contributions

The maximum loan to value will depend on the loan type and if you are pulling any monies out of the house. Feel free to call me at 216-990-2148. I will be happy to answer this questions further. Mike Zuren

Sep 29th 2016
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