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Would I be eligible for any home loans?

I filed for bankruptcy two years ago. Since then my credit score is 680, My gross monthly income is 2,200. by branded64243 from Cleveland, Ohio. 21 days ago Reply


Daniel Walsh (dwalsh)
#52 ranked lender in Ohio - 11 contributions

Hi,Call me at your convenience and we can discuss. 513.490.1585. Thanks!Dan Walsh

21 days ago
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Kim Lawson (kilawson)
#56 ranked lender in Ohio - 149 contributions

FHA or VA may be an option. If I can answer any specific questions, I'd be happy to help. Best wishes otherwise, Kimberly Lawson, Ohio Licensed Mortgage Loan Originator. Cell: 419-306-5492, toll free 888-659-3848 or via email kimlawsonloanofficer@gmail.com

21 days ago
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Michael Zuren, PhD (mikezuren)
#58 ranked lender in Ohio - 242 contributions

If your other credit meets the guidelines you should be able to qualify. Feel free to call me at 216-990-2148 Mike Zuren at American Midwest Mortgage

21 days ago
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William J Acres (William_Acres)
#1 ranked lender in Arizona - 7,641 contributions

More info needed.. did you do a 7 or 13? Was there a home/mortgage involved? FHA requires a 2 year waiting period if there was no foreclosure or short sale associated with your BK.. if there was, then it's a 3 year waiting period from the date the property was taken out of your name.. If you did a 13, and you have made the last 12 payments on time, then you can apply now. There might be other programs which could help you qualify sooner.. but again more info needed.. The best advice I can give you is to contact a mortgage bank/broker and apply with them. Once they see your complete loan profile, they will be better equipped to advise you properly. Also, by applying with a Banker/Broker, you have an advantage because he's familiar with local customs and works with many lenders with each one offering a different type of lending program. This is unlike the local bank which typically only has a few lending programs. The more lenders, the more lending options, and the more likely your scenario will be accepted.. Plus, the banker/broker is experienced in seeking out the best loan terms for your particular scenario, and he has lower overhead which typically results in lower rates and fees than most of the big box banks. I'm a preferred Lender with Arizona and California being my primary markets. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com NMLS# 226347 / RPM Mortgage NMLS 1541014 / AZMB0121893

19 days ago
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