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CAMORTGAGERESOURCE

NON Warrantable Condo Loans in CA

Saturday, August 10, 2013 - Article by: CAMORTGAGERESOURCE - WWW.BARTPREQUALIFIES.COM - Message

We offer loans on non warrantable condos NATIONWIDE. Call us 880 315 8803, 7 days a week or visit us at www.bartprequalifies.com 7 days a week.

A non-warrantable condo, by definition, is a condominium that does not meet the minimum eligibility standards as set by Fannie Mae, Freddie Mac or FHA.

When condo buildings fail FHA, Fannie and Freddie's minimum standards, it's often for one or more of the following reason:

The project is more than 10% owned by one entity
50% or more of the project units are rentals
More than 20% of the building square footage is "commercial"
The project is filed with the SEC and is sold as an investment opportunity
The project is "new" and grants concessions and/or abatements not listed on the settlement statement

Other issues that might affect Fannie, Freddie or FHA approving a building are unsold units, pending litigation and time the condo control board has controlled the building. The biggest obstacle for a Fannie Mae approval has been their requirement to have at least 85% of the association dues to be current.
If you are refinancing or buying a condo, we loan on FHA, VA, Fannie Mae, and Freddie approved buildings along with NON WARRANTABLE condos NATIONWIDE, call us at 800 315 8803, 7 days a week or visit us at www.bartprequalifies.com

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