We offer HARP 2.0 on single family residences, condominiums and MANUFACTURED homes. Yes, that is right we offer HARP 2.0 on MANUFACTURED HOMES nationwide. Call us at 800 315 8803 to discuss your HARP loan scenario 7 days a week or visit www.bartprequalifies.comThe Home Affordable Refinance Program (HARP) allows homeowners, the opportunity to refinance to today's low interest rates, although their home has little or no equity. This program is designed to assist homeowners that have been making their mortgage payments on time. Unfortunately, many lenders do not offer HARP 2.0 on manufactured homes, but we do! (Contact us at 800 315 8803 to discuss your loan scenario 7 days a week.)The eligibity is simple:The mortgage must be owned or guaranteed by Fannie Mae OR Freddie Mac. The mortgage must have been sold to Fannie Mae or Freddie Mac on or before May 31, 2009.The mortgage cannot have been refinanced under HARP previously unless it is a Fannie Mae or Freddie Mac loan that was refinanced under HARP from March-May, 2009. The current loan-to-value (LTV) ratio must be greater than 80%.The borrower must be current on the mortgage at the time of the refinance, with a good payment history in the past 12 months.As with any mortgage the homeowner will need to qualify for the program. So a full application will need to be taken and the file underwritten. Please remember with any loan there are costs involved. We lend down to a 580 middle credit score and require at least 100K loan amount.Please contact us at 800 315 8803 to discuss your HARP 2.0 loan, visit www.bartprequalifies.com or email me at Jamie@bartprequalifies.com . We are available 7 days a week.