I am thankful for the privilege to help people navigate the sometimes complex process of buying and financing a new home or refinancing an existing loan - AND for the opportunity to make this process easier and to save people money.

I am thankful for the opportunity to help first time home buyers, especially veterans. I just locked a VA loan at 3.875% for a young couple with two kids. Next year they will be celebrating Thanksgiving in their first home. It is a great feeling to make this happen. Happy Thanksgiving to all.