Home builder confidence rose to its best level in 10 years fueled by job and economic gains in 2015. The National Association of Home Builders reported that its Housing Market Index rose one point to 61 in August, which was in line with expectations and the best level since November 2005. Buyer traffic increased two points to 45, current sales conditions rose one point to 66, while sales expectations for the next six months held steady at 70. Any number over 50 indicates that more builders view conditions as good rather than poor.Manufacturing data from the New York State region cratered in August to levels not seen since the Great Recession back in 2009. The New York State Manufacturing Index had a negative reading of 14.9, well below the 5.0 expected and down from the 3.9 in July. Within the report most components declined, including new orders, unfilled orders, delivery time and inventories, along with the average employee workweek. The survey is sent on the first day of each month to the same pool of about 200 manufacturing executives in New York State, typically the president or CEO.Credit agency TransUnion reported on Monday that the mortgage delinquency rate, the rate of borrowers 60 days or more delinquent on their mortgages, fell to 2.72% in the second quarter of 2015. An agency spokesperson said that this is the lowest rate in several years and down from a peak of nearly 7% in early 2010. The spokesperson went on to say this was largely due to "foreclosures and other seriously delinquent accounts continuing to work their way through the foreclosure process, as well as a reflection of the high credit quality of recent originations."