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Prospect Financial Group

The VA Home Loan

Sunday, July 3, 2016 - Article by: Prospect Financial Group - Prospect Financial Group, Inc. - Message

What is the VA Home Loan?

The VA Home Loan is a loan option that is insured by the Department of Veteran's Affairs. This means that the US Government gives incentive to lenders to lend to military borrowers. This insurance is funded by the funding fee that is included with each loan, though disabled veteran's are not required to pay this.

What makes it different?

The VA Home Loan is different from other loans because of it's relaxed credit standards and low downpayment options. In order to help honor those who have put their lives on the line for our freedom, the VA loan is the best deal on the market. However, it is not available to everyone. You must be a veteran, active duty, or be a surviving spouse in order to qualify for this loan type.

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