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Brett Boyke

Jumbo Loan Rates following conforming rates to all time lows

Tuesday, November 27, 2012 - Article by: Brett Boyke - Wintrust - Message

We are starting to see jumbo loan rates follow their conforming counterparts to all time lows. Currently we are consistently seeing sub 4% rates for a 30YR Fixed on a primary residence with excellent credit and good equity. Since the pricing is highly dependent on credit quality (FICO scores, Loan to Value, property type, occupancy) it is impossible to pinpoint a specific rate without consulting your loan officer to provide specifics.

With options available up to 90% loan to value (at lightly higher rates) it is an ideal time to lock up your jumbo loans to a historically low rate.

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