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Mortgage Rates 7-08-15

By Lisa Robison Updated on 7/8/2015

What will mortgage interest rates do tomorrow? Mortgage professionals are voting in our daily poll.

Mortgage rates today remained largely similar to yesterday, but the trend in 2015 is one of instability.  Contributing factors include global markets, such as China.  China's stock market has seen devastating losses, and had to halt all sales yesterday in an effort to avoid having the worst losses in four years.  Other commodities are also being taken into consideration.  For instance, copper has been steadily declining steadily since 2011, and Oil has dropped from about $61 to $52, and was just over $43 in March, prior to the Fed meeting.  

All in all, not only is Greece a major factor in what happens with mortgage rates, we have several other factors playing a part.  The proposed Federal Rate hike that is said to occur might be called into question, with the rest of the world focusing on devaluing in order to stimulate growth.  Not to mention the fact that U.S.salary growth and inflation has been stagnant.  We will find out more after the Feds meet today at 2:00pm.  We can safely bet that market volatility and competing factors to motivate markets will be ongoing, at least in the short  term.  

 

  • 30 year (FRM) rates at 4.07 (-0.02%).
  • 15 year (FRM) rates at 3.25% (-0.01%).
  • FHA 30 year Fixed rates at 3.75% (0.00%).
  • Jumbo 30 year Fixed rates at 3.85% (-0.03%).
  • 5/1 ARM rates at 3.12% (+0.02%).

Displaying rates for Mortgage Refinance in CA for $200,000

3.653%

APR
30 Year Fixed
3.625% Rate $913/mo
  • Updated August 21, 2017
  • A smarter way to refinance with low rates & convenience of digital mortgage.

3.803%

APR
30 Year Fixed
3.750% Rate $927/mo
  • Updated August 21, 2017
  • Certified Upfront Lender! Online Loan Estimate! Apply & Lock Rate 24/7!

3.796%

APR
30 Year Fixed
3.750% Rate $927/mo
  • The perfect home loan is waiting for you.

3.875%

APR
30 Year Fixed
3.875% Rate $941/mo
  • Low mortgage rates and an easy application process.

3.912%

APR
30 Year Fixed
3.875% Rate $941/mo
  • Updated August 21, 2017
  • Competitive interest rates

3.892%

APR
30 Year Fixed
3.875% Rate $941/mo
  • Updated August 21, 2017
  • Point-Click-Save...Zero Lender Fees... Nothing out of Pocket...A+ Rating-BBB

3.655%

APR
30 Year Fixed
3.625% Rate $913/mo
  • Updated August 21, 2017
  • GUARANTEED LOWER RATES AND CLOSING COSTS

4.132%

APR
30 Year Fixed
4.125% Rate $970/mo
  • Updated August 21, 2017
  • Direct Lender. $1,000 On-Time Closing Guarantee. A+BBB Rating.

3.832%

APR
30 Year Fixed
3.750% Rate $927/mo
  • Updated August 21, 2017
  • Save when you borrow from PenFed!

4.200%

APR
30 Year Fixed
4.125% Rate $970/mo
  • Updated August 21, 2017
  • A+ Rating with the Better Business Bureau

4.117%

APR
30 Year Fixed
3.990% Rate $954/mo
  • Updated August 21, 2017
  • Buying A House? Get Pre-Approved NMLS#1057
  • Enjoy a convenient loan process.
  • Low rates. Low Fees. Apply Now.

3.916%

APR
30 Year Fixed
3.875% Rate $941/mo
  • Updated August 21, 2017
  • Competitive rates and fees: No fancy branches = savings passed on to you!
  • Excellent service: We can assist you every step along the way.
  • Credible: FDIC Insured Bank, A+ rating with Better Business Bureau. NMLS 424182

3.896%

APR
30 Year Fixed
3.750% Rate $926/mo
  • Updated August 21, 2017
  • Get a free and no obligation rate quote in California.
  • Direct Lender.
  • Call now and lock-in your low rate!

3.808%

APR
30 Year Fixed
3.625% Rate $912/mo
  • Updated August 21, 2017
  • $1,000 Best Rate Guarantee
  • Get online rates, payments and an estimate of fees
  • Skip the salesman. Keep the commission!

4.343%

APR
30 Year Fixed
4.250% Rate $984/mo
  • Updated August 21, 2017
  • Refinance to a get a lower payment, cash back or a faster payoff.
  • Rates are still low, but they may rise. Lock your rate today.
  • We have the right loans for first-time and experienced home buyers.

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About The Author:
Lisa Robison
My name is Lisa Robison. I am an Associate Editor on Lender411com and lenderhomepagecom. I'd be happy to answer any question you have about our products and services.

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