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Mortgage Rates 7-08-15

By Lisa Robison Updated on 7/8/2015

What will mortgage interest rates do tomorrow? Mortgage professionals are voting in our daily poll.

Mortgage rates today remained largely similar to yesterday, but the trend in 2015 is one of instability.  Contributing factors include global markets, such as China.  China's stock market has seen devastating losses, and had to halt all sales yesterday in an effort to avoid having the worst losses in four years.  Other commodities are also being taken into consideration.  For instance, copper has been steadily declining steadily since 2011, and Oil has dropped from about $61 to $52, and was just over $43 in March, prior to the Fed meeting.  

All in all, not only is Greece a major factor in what happens with mortgage rates, we have several other factors playing a part.  The proposed Federal Rate hike that is said to occur might be called into question, with the rest of the world focusing on devaluing in order to stimulate growth.  Not to mention the fact that U.S.salary growth and inflation has been stagnant.  We will find out more after the Feds meet today at 2:00pm.  We can safely bet that market volatility and competing factors to motivate markets will be ongoing, at least in the short  term.  


  • 30 year (FRM) rates at 4.07 (-0.02%).
  • 15 year (FRM) rates at 3.25% (-0.01%).
  • FHA 30 year Fixed rates at 3.75% (0.00%).
  • Jumbo 30 year Fixed rates at 3.85% (-0.03%).
  • 5/1 ARM rates at 3.12% (+0.02%).

Displaying rates for Mortgage Refinance in CA for $200,000


30 Year Fixed
3.875% Rate $940/mo
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4.625% Rate $1,029/mo
  • Updated May 25, 2019
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30 Year Fixed
4.500% Rate $1,014/mo
  • Updated May 25, 2019
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About The Author:
Lisa Robison
My name is Lisa Robison. I am an Associate Editor on Lender411com and lenderhomepagecom. I'd be happy to answer any question you have about our products and services.

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