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Albany Mortgage Rates

Updated: July 21, 2024

Compare today's rates for Mortgage Refinance in NY

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Mortgage rates for Albany, New York go down to 3.00%

Sunday, July 21, 2024

Mortgage rates for Albany, New York on Lender411 for 30-year fixed-rate mortgages are at 3.00%. That dropped from 3.00% to 3.00%. The 15-year fixed rates are now at 2.56%. The 5/1 ARM mortgage for Albany, New York is now at 4.56%.

If you want an Albany mortgage, you're in the right place. can get you the best Albany refinance or Albany mortgage by helping you find the best Albany mortgage lender.  Our lenders specialize in a wide range of loan programs, allowing you to select either a fixed rate mortgage, reverse mortgage, balloon mortgage, or other kind of Albany mortgage.

About Albany

albany mortgage refinance rates

Albany is New York's historic capital and boasts impressive development and awe-inspiring architecture. Henry Hudson, and English explorer working for the Dutch East India Company, laid claim to the Albany area in 1609. Dutch merchants followed soon after. Growth began and continues. While some people refuse to see Albany as sophisticated, it has its own thriving arts community.

Albany is the longest continuously chartered city in the nation and one of the oldest European settlements in North America. 

Today, it has a vibrant urban scope, with a metro area population of 857,592.  Albany is a national center of higher education.

Mortgage Loan Types Albany NY

Make sure you select the Albany mortgage loan type that best meets your personal and financial needs.  There are a lot of loan types to choose from, including unique programs such as the FHA mortgage and the VA mortgage.  Compare your options before you settle on a specific mortgage plan.

Refinance Mortgage Rates Albany NY

Albany home mortgage refinance options are plentiful.  Our lenders offer the best Albany refinance rates, and if you want to replace your original home loan with a loan that will save you money on your monthly payments, there’s no better place to start.  Try to refinance at the lowest rate possible to increase your savings.

Check out the best Albany mortgage rates here.



Compare Albany Mortgages

Interest rates in Albany, NY, are at an average low compared against historical trends.  Connect with as many local lenders as you can in order to determine the mortgage rates and terms available to you.  Make sure you ask lenders what qualifications are required in order to take advantage of their lowest Albany mortgage rates.  Don’t be afraid to negotiate with your lender to get the mortgage that’s right for you.  Discuss rates, loan term length, closing cost arrangements, and other considerations.

Albany Mortgages

Ready to finance your home purchase? can assist you in finding the best mortgage rates in Albany, as well as mortgage opinions and information on NY mortgage loans.  For Albany mortgage rates and Albany refinance rates, select an option above.

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