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Arizona Mortgage Rates

Updated: July 18, 2024

Compare today's rates for Mortgage Refinance in AZ

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Mortgage rates for Arizona go down to 3.00%

Thursday, July 18, 2024

Mortgage rates for Arizona on Lender411 for 30-year fixed-rate mortgages are at 3.00%. That dropped from 3.00% to 3.00%. The 15-year fixed rates are now at 2.56%. The 5/1 ARM mortgage for Arizona is now at 4.56%.

If you are looking for up to the minute Arizona mortgage rates, you’ve come to the right place.  Here at, you have access to our vast network of trusted mortgage professionals in Arizona. Talk to multiple mortgage lenders in AZ to compare rate quotes and understand your options.

Refinancing in Arizona

When you take out a refinance mortgage, you are literally replacing your previous mortgage debt with a brand new home loan of the same amount.  If the new mortgage comes at a significantly lower interest rate, you’ll make a lower payment each month and you’ll likely pay off your mortgage sooner.

If you qualify for a no cost refi, you can avoid paying closing fees and simply switch out your current mortgage for a new one at a better rate. Contact a lender to find out for sure whether you can get one of these mortgages in your part of Arizona.

Home Mortgage Loan Process

Whether you decide on a 30 year fixed rate mortgage or an adjustable rate mortgage, jumbo loan, interest only loan, or reverse mortgage, the process is the same.  You’ll need to contact several different lenders who can help you and compare the rates and terms they offer.  One you have selected the right lender, they will guide you with the documentation you will need to prepare for the loan approval.  Do not get frustrated if the process takes longer than you would like. 

You can also take out an FHA loan or a VA loan.  These loans are backed by the government and provide many unique benefits that conventional loans don't.

Arizona Scenery

About Arizona

Arizona is renowned for its breathtaking desert landscapes, parks, forests, Indian reservations, and mountains.  The most famous landmark in Arizona is the Grand Canyon, carved by the Colorado River.  The depth and beauty of this natural wonder has left many visitors awestruck.

Arizona has several major cities, including Phoenix, Tucson, Mesa and Glendale. Phoenix is both the largest city in Arizona and the capital of the state.  The Phoenix metropolitan area is known as The Valley of the Sun and boasts a population of 3,251,876.  For those who enjoy a sunny climate and scenic views, Arizona is an excellent place to own a home.

 To learn more about homeownership in Arizona or research AZ home buying programs, visit the Arizona HUD portal.

Follow these links to learn more about Arizona mortgages.

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user suit Lenders in: Arizona.

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