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Bakersfield Mortgage Rates

Updated: December 13, 2018

Compare today's rates for Mortgage Refinance in CA

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Loan Amount
Loan Type:
Credit Score


30 Year Fixed
4.875% Rate $1,059/mo
  • Updated December 13, 2018
  • Welcome to Flagstar’s new online mortgage experience!


30 Year Fixed
4.750% Rate $1,044/mo
  • Updated December 13, 2018
  • Excellent Service, Great Rates and Convenience


30 Year Fixed
4.750% Rate $1,043/mo
  • Updated December 13, 2018
  • Skip the salesman. Keep the commission!
  • Get online rates, payments and a Good Faith Estimate
  • $1,000 Best Rate Guarantee


30 Year Fixed
5.250% Rate $1,105/mo
  • Updated December 13, 2018
  • Refinance Your Home With Little to No Equity
  • 100% Online Lender - Fast and Easy Process
  • Learn about the loanDepot Lifetime Guarantee


30 Year Fixed
4.990% Rate $1,073/mo
  • Updated December 13, 2018
  • We close our loans FAST - many in 30 days or less!
  • Rates are still low, but they may rise. Lock your rate today.
  • We have the right loans for first-time and experienced home buyers.

Mortgage rates for Bakersfield, California go up to 5.12%

Thursday, December 13, 2018

Mortgage rates for Bakersfield, California on Lender411 for 30-year fixed-rate mortgages are at 5.12%. That increased from 4.77% to 5.12%. The 15-year fixed rates are now at 4.13%. The 5/1 ARM mortgage for Bakersfield, California is now at 4.17%.

Bakersfield Market Trends

Bakersfield is a community rich in agriculture. The city has a high safety rating with a low cost of living. Bakersfield was one of the first cities to develop the council-manager form of government. The city is home to the famous Crystal Palace, which is an entertainment venue and museum of western country music, founded by the late Buck Owens. Despite its large size, Bakersfield retains small town hospitality.

The average price/sqft was $113, an increase of 21.5% compared to last year. The median sales price for homes for October 13 to January 14 was $186,750 based on 1,366 home sales. Compared to one year ago, the median home sales price increased 16%, or $25,750, and the number of home sales decreased 17.2%.

The average listing price for homes for sale was $265,990 for the week ending January 1, which represents an increase of 1.9%, or $4,876, compared to the previous week.

Notable communities in Bakersfield include Seven Oaks and Oleander/Sunset, with average home listing prices of $659,956 and $140,431. will help you find the best mortgage interest rates by putting you in touch with a qualified  Bakersfield mortgage lender who can find you the right loan.

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