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Florida Mortgage Rates

Updated: September 19, 2017

Compare today's rates for Mortgage Refinance in FL

Loan Program
Purchase
Refinance
Loan Amount
Loan Type:
Credit Score
State

3.783%

APR
30 Year Fixed
3.750% Rate $926/mo
  • Updated September 19, 2017
  • Its Not Your Quote Goin In;Its What u Pay Leaving!
  • Lock 2 Rates At 1 Time-Play The Market With US
  • Zero Fees;Free Credit Report;Free Appraisal Waiver

3.916%

APR
30 Year Fixed
3.875% Rate $941/mo
  • Updated September 19, 2017
  • Competitive rates and fees: No fancy branches = savings passed on to you!
  • Excellent service: We can assist you every step along the way.
  • Credible: FDIC Insured Bank, A+ rating with Better Business Bureau. NMLS 424182

4.125%

APR
30 Year Fixed
4.125% Rate $970/mo
  • Updated September 19, 2017
  • Easy online application & competitive rates
  • No fees, no catch! No Application, Origination or Lenders Fees.
  • Refinance fast! Typical applications close in 30 days

3.768%

APR
30 Year Fixed
3.625% Rate $912/mo
  • Updated September 19, 2017
  • Skip the salesman. Keep the commission!
  • Get online rates, payments and an estimate of fees
  • $1,000 Best Rate Guarantee

4.343%

APR
30 Year Fixed
4.250% Rate $984/mo
  • Updated September 19, 2017
  • Refinance to a get a lower payment, cash back or a faster payoff.
  • Rates are still low, but they may rise. Lock your rate today.
  • We have the right loans for first-time and experienced home buyers.

4.217%

APR
30 Year Fixed
4.125% Rate $970/mo
  • Updated September 19, 2017
  • Fast, Powerful and Completely Online
  • Get an approval to buy a home or refinance your mortgage in minutes.
  • Save time & avoid paperwork by sharing your financial info instantly.

3.637%

APR
30 Year Fixed
3.625% Rate $913/mo
  • Updated September 19, 2017
  • No SSN Required! Lowest Rate & Fee Combo 24 Hour Approvals!

3.683%

APR
30 Year Fixed
3.625% Rate $913/mo
  • Updated September 19, 2017
  • Certified Upfront Lender! Online Loan Estimate! Apply & Lock Rate 24/7!

4.255%

APR
30 Year Fixed
4.180% Rate $976/mo
  • Updated September 19, 2017
  • A+ Rating with the Better Business Bureau

3.678%

APR
30 Year Fixed
3.625% Rate $913/mo
  • Updated September 19, 2017
  • "Lower Rates NOT Expectations!"

4.000%

APR
30 Year Fixed
4.000% Rate $955/mo
  • Updated September 19, 2017
  • Competitive interest rates

3.890%

APR
30 Year Fixed
3.890% Rate $943/mo
  • Check out our $295 closing cost options.

4.141%

APR
30 Year Fixed
4.125% Rate $970/mo
  • Updated September 19, 2017
  • Direct Lender. $1,000 On-Time Closing Guarantee. A+BBB Rating.

3.832%

APR
30 Year Fixed
3.750% Rate $927/mo
  • Updated September 19, 2017
  • Save when you borrow from PenFed!
Disclaimer

Mortgage rates for Florida go up to 4.00%

Tuesday, September 19, 2017

Mortgage rates for Florida on Lender411 for 30-year fixed-rate mortgages are at 4.00%. That increased from 3.96% to 4.00%. The 15-year fixed rates are now at 3.18%. The 5/1 ARM mortgage for Florida is now at 3.27%.

If you are looking for up to the minute Florida mortgage rates, you’ve come to the right place.  Finding the lowest rates is easy when you have access to our vast network of trusted mortgage professionals in Florida. Talk to multiple mortgage lenders in FL to compare rate quotes and understand your options.

Florida Mortgage Refinance

Why is it critical to find the lowest rate when refinancing?  Simply put, this is the entire goal of a refinance.  The lower your new rate, the more money you’ll save. While there are many ways to secure a refinance loan, the best option is the no cost refi, which allows you to switch to a new mortgage with a lower rate without paying the fees associated with closing a new loan.  This can literally save you thousands of dollars.

Home Loans in Florida

The loan types available in Florida are much like those available elsewhere.  One of the most widely available mortgage loan types is the 30 year fixed rate mortgage.  As the name implies, this loan comes with a fixed interest rate.  This is considered the most financially sound mortgage by many borrowers. Some opt for the 15-year fixed option.

The adjustable rate mortgage (ARM) is another common loan type.  You can also pursue a jumbo loan, interest-only loan, balloon mortgage, or other specialized loan type.  Whether or not one of these loans fits you will depend entirely on your needs and the requirements of your lender.  Government backed loans, such as the FHA loan and the VA loan, are available to those who qualify.

Florida Luxury Home

About Florida

Florida is a beautiful, tropical state in the Southeastern United States. Most of the State is a peninsula and has a humid, sunny climate.  Florida is the most populous southern state and the fourth most populous state in the nation, with major cities such as Jacksonville, Miami, Tampa, and Saint Petersburg. Florida has a higher sales tax than most other states, but there is no personal income tax imposed on residents. If you are looking for a warm, serene place to call home with miles of beaches and plenty of attractions for both adults and families, Florida is the place for you.

To learn more about homeownership in Florida or research FL home buying programs, visit the Florida HUD portal.

Follow these links to learn more about Florida mortgages.

Popular loan programs
Local Cities

user suit Lenders in: Florida.

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