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Idaho Mortgage Rates

Updated: March 30, 2017

Compare today's rates for Mortgage Refinance in ID

Loan Program
Loan Amount
Loan Type:
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30 Year Fixed
4.560% Rate $1,021/mo
  • Updated March 30, 2017
  • We close our loans FAST - many in 30 days or less!
  • Rates are still incredibly low! Lock in a low rate and payment today.
  • Why pay more for your home than you have to? Check out rates now.


30 Year Fixed
4.375% Rate $999/mo
  • Updated March 30, 2017
  • Fast, Powerful and Completely Online
  • Get an approval to buy a home or refinance your mortgage in minutes.
  • Save time & avoid paperwork by sharing your financial info instantly.


30 Year Fixed
4.250% Rate $984/mo
  • Updated March 30, 2017
  • Direct Lender.
  • Get a free and no obligation rate quote in Idaho.
  • Call now and lock-in your low rate!


30 Year Fixed
4.000% Rate $955/mo
  • Updated March 30, 2017
  • Certified Upfront Lender! Online Good Faith Est! Apply & Lock Rate 24/7!


30 Year Fixed
4.500% Rate $1,014/mo
  • Updated March 30, 2017
  • A+ Rating with the Better Business Bureau

Mortgage rates for Idaho go up to 4.44%

Thursday, March 30, 2017

Mortgage rates for Idaho on Lender411 for 30-year fixed-rate mortgages are at 4.44%. That increased from 4.00% to 4.44%. The 15-year fixed rates are now at 3.58%. The 5/1 ARM mortgage for Idaho is now at 3.42%.

If you are looking for up to the minute Idaho mortgage rates, you’ve come to the right place.  Finding the lowest rates is easy when you have access to our vast network of trusted mortgage professionals in Idaho. Talk to multiple mortgage lenders in ID to compare rate quotes and understand your options.

Idaho Mortgage Refinance

Why is it critical to find the lowest rate when refinancing?  Simply put, this is the entire goal of a refinance.  The lower your new rate, the more money you’ll save. While there are many ways to secure a refinance loan, the best option is the no cost refi, which allows you to switch to a new mortgage with a lower rate without paying the fees associated with closing a new loan.  This can literally save you thousands of dollars.

Home Loans in Idaho

The loan types available in Idaho are much like those available elsewhere.  One of the most widely available mortgage loan types is the 30 year fixed rate mortgage.  As the name implies, this loan comes with a fixed interest rate.  This is considered the most financially sound mortgage by many borrowers. Some opt for the 15-year fixed option.

The adjustable rate mortgage (ARM) is another common loan type.  You can also pursue a jumbo loan, interest-only loan, balloon mortgage, or other specialized loan type.  Whether or not one of these loans fits you will depend entirely on your needs and the requirements of your lender.  Government backed loans, such as the FHA loan and the VA loan, are available to those who qualify.

Idaho Scenery

About Idaho

Idaho is a beautiful, forested state nestled in the Pacific Northwestern United States.  The largest city in the state, Boise, is also the capital, and other major cities include Nampa and Pocatello. An abundance of natural resources led this state to be called "The Gem State".

Idaho is a highly agricultural state and is the exporter of nearly one third of the nation's potato crop.  Other important products include beans, lentils, sugar beets, and barley.  Some of the main industries in the state other than agriculture include lumber, machinery, paper products, mining, and dairy products.  The state has a growing science and technology influence.

To learn more about homeownership in Idaho or research ID home buying programs, visit the Idaho HUD portal.

Click on any of the links below to continue reading more about mortgage and refinance loans in Idaho.

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