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Louisiana Mortgage Rates

Updated: February 24, 2017

Compare today's rates for Mortgage Refinance in LA

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30 Year Fixed
3.990% Rate $954/mo
  • Updated February 24, 2017
  • We close our loans FAST - many in 30 days or less!
  • Rates are still incredibly low! Lock in a low rate and payment today.
  • Why pay more for your home than you have to? Check out rates now.


30 Year Fixed
4.125% Rate $969/mo
  • Updated February 24, 2017
  • Direct Lender.
  • Get a free and no obligation rate quote in Louisiana.
  • Call now and lock-in your low rate!


30 Year Fixed
3.875% Rate $940/mo
  • Updated February 24, 2017
  • $1,000 Best Rate Guarantee
  • Get online rates, payments and a Good Faith Estimate
  • Skip the salesman. Keep the commission!


30 Year Fixed
3.990% Rate $954/mo
  • Updated February 24, 2017
  • Fast, Powerful and Completely Online
  • Get an approval to buy a home or refinance your mortgage in minutes.
  • Save time & avoid paperwork by sharing your financial info instantly.


30 Year Fixed
3.875% Rate $941/mo
  • Updated February 24, 2017
  • Certified Upfront Lender! Online Good Faith Est! Apply & Lock Rate 24/7!


30 Year Fixed
4.375% Rate $999/mo
  • Updated February 24, 2017
  • A+ Rating with the Better Business Bureau

Mortgage rates for Louisiana go down to 4.20%

Friday, February 24, 2017

Mortgage rates for Louisiana on Lender411 for 30-year fixed-rate mortgages are at 4.20%. That dropped from 4.20% to 4.20%. The 15-year fixed rates are now at 3.38%. The 5/1 ARM mortgage for Louisiana is now at 3.48%.

If you are looking for up to the minute Louisiana mortgage rates, you’ve come to the right place.  Finding the lowest rates is easy when you have access to our vast network of trusted mortgage professionals in Louisiana. Talk to multiple mortgage lenders in LA to compare rate quotes and understand your options.

Louisiana Mortgage Refinance

Why is it critical to find the lowest rate when refinancing?  Simply put, this is the entire goal of a refinance.  The lower your new rate, the more money you’ll save. While there are many ways to secure a refinance loan, the best option is the no cost refi, which allows you to switch to a new mortgage with a lower rate without paying the fees associated with closing a new loan.  This can literally save you thousands of dollars.

Home Loans in Louisiana

The loan types available in Louisiana are much like those available elsewhere.  One of the most widely available mortgage loan types is the 30 year fixed rate mortgage.  As the name implies, this loan comes with a fixed interest rate.  This is considered the most financially sound mortgage by many borrowers. Some opt for the 15-year fixed option.

The adjustable rate mortgage (ARM) is another common loan type.  You can also pursue a jumbo loan, interest-only loan, balloon mortgage, or other specialized loan type.  Whether or not one of these loans fits you will depend entirely on your needs and the requirements of your lender.  Government backed loans, such as the FHA loan and the VA loan, are available to those who qualify.

Louisiana Scenery

About Louisiana

Louisiana is a lively and colorful part of the Southern United States.  The capital city is Baton Rouge, and the most populous city is New Orleans, with other major cities including Shreveport, Metairie, and Lafayette.

Louisiana has a humid, subtropical climate, occasionally subject to both tornados and hurricanes, although the days are sunny and warm throughout much of the year.  New Orleans is famous for its Mardi Gras celebration.  Mardi Gras, which means Fat Tuesday, is celebrated every year before Ash Wednesday and  draws hundreds of thousands of tourists.  The brightly colorful parade and carnival is also well attended by locals in the city.  Even when Mardi Gras isn't occurring, there is plenty of entertaining nightlife to be found in New Orleans's French Quarter or Bourbon Street. 

 To learn more about homeownership in Louisiana or research LA home buying programs, visit the Louisiana HUD portal.

Click on any of the following links to continue reading about mortgage options.

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