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Modesto Mortgage Rates

Updated: October 23, 2017

Compare today's rates for Mortgage Refinance in CA

Loan Program
Purchase
Refinance
Loan Amount
Loan Type:
Credit Score
State

4.325%

APR
30 Year Fixed
4.250% Rate $984/mo
  • Updated October 23, 2017
  • A+ Rating with the Better Business Bureau

3.957%

APR
30 Year Fixed
3.875% Rate $941/mo
  • Updated October 23, 2017
  • Save when you borrow from PenFed!

3.678%

APR
30 Year Fixed
3.500% Rate $898/mo
  • Updated October 23, 2017
  • Convenient digital mortgage
  • These great rates reflect the savings you get when you apply online
  • Avoid paperwork and close your loan fast. NMLS#1349168

4.022%

APR
30 Year Fixed
3.875% Rate $940/mo
  • Updated October 23, 2017
  • Get a free and no obligation rate quote in California.
  • Direct Lender.
  • Call now and lock-in your low rate!

4.469%

APR
30 Year Fixed
4.375% Rate $999/mo
  • Updated October 23, 2017
  • Refinance to a get a lower payment, cash back or a faster payoff.
  • Rates are still low, but they may rise. Lock your rate today.
  • We have the right loans for first-time and experienced home buyers.

4.050%

APR
30 Year Fixed
4.000% Rate $955/mo
  • Updated October 23, 2017
  • Direct Mortgage Lender. NMLS ID #1168.
  • State License #4130574
  • Apply Online. Quick Prequalification.

4.250%

APR
30 Year Fixed
4.250% Rate $984/mo
  • Updated October 23, 2017
  • Easy online application & competitive rates
  • No fees, no catch! No Application, Origination or Lenders Fees.
  • Refinance fast! Typical applications close in 30 days

4.273%

APR
30 Year Fixed
4.180% Rate $976/mo
  • Updated October 23, 2017
  • Fast, Powerful and Completely Online
  • Get an approval to buy a home or refinance your mortgage in minutes.
  • Save time & avoid paperwork by sharing your financial info instantly.
Disclaimer

Mortgage rates for Modesto, California go down to 4.13%

Monday, October 23, 2017

Mortgage rates for Modesto, California on Lender411 for 30-year fixed-rate mortgages are at 4.13%. That dropped from 4.19% to 4.13%. The 15-year fixed rates are now at 3.25%. The 5/1 ARM mortgage for Modesto, California is now at 3.33%.

Modesto Market Trends

Modesto is a central California city founded in 1870. Modesto was once more of an agricultural center, and now it is more of a 'bedroom community'. Food processing is a major industry in Modesto. 

The average price/sqft was $119, an increase of 28% compared to last year. The median sales price for homes for October 13 to January 14 was $180,000 based on 633 home sales. Compared to one year ago, the median home sales price increased 25.9%, or $37,000, and the number of home sales decreased 16.3%.

The average listing price for homes was $243,044 for the week ending January 1, which represents a decrease of 3.8%, or $9,563, compared to the previous week.

Lender411.com will help you find the best mortgage interest rates by putting you in touch with a qualified Modesto mortgage lender who can find you the right loan.

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