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North Carolina Mortgage Rates

Updated: December 13, 2018

Compare today's rates for Mortgage Refinance in NC

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30 Year Fixed
4.875% Rate $1,059/mo
  • Updated December 13, 2018
  • OUR MISSION is to become the world’s most customer-centric mortgage company.


30 Year Fixed
4.750% Rate $1,044/mo
  • Updated December 13, 2018
  • Get the best home loan without the hassle now.


30 Year Fixed
4.750% Rate $1,044/mo
  • Excellent Service, Great Rates and Convenience


30 Year Fixed
4.875% Rate $1,059/mo
  • Custom-crafted lending from a top national mortgage originator


30 Year Fixed
4.625% Rate $1,028/mo
  • Updated December 13, 2018
  • Skip the salesman. Keep the commission!
  • Get online rates, payments and a Good Faith Estimate
  • $1,000 Best Rate Guarantee


30 Year Fixed
5.250% Rate $1,105/mo
  • Updated December 13, 2018
  • Refinance Your Home With Little to No Equity
  • 100% Online Lender - Fast and Easy Process
  • Learn about the loanDepot Lifetime Guarantee


30 Year Fixed
4.990% Rate $1,073/mo
  • Updated December 13, 2018
  • We close our loans FAST - many in 30 days or less!
  • Rates are still low, but they may rise. Lock your rate today.
  • We have the right loans for first-time and experienced home buyers.

Mortgage rates for North Carolina go down to 4.77%

Thursday, December 13, 2018

Mortgage rates for North Carolina on Lender411 for 30-year fixed-rate mortgages are at 4.77%. That dropped from 4.77% to 4.77%. The 15-year fixed rates are now at 4.13%. The 5/1 ARM mortgage for North Carolina is now at 4.17%.

If you are looking for up to the minute North Carolina mortgage rates, you’ve come to the right place.  Finding the lowest rates is easy when you have access to our vast network of trusted mortgage professionals in North Carolina. Talk to multiple mortgage lenders in NC to compare rate quotes and understand your options.

North Carolina Mortgage Refinance

Why is it critical to find the lowest rate when refinancing?  Simply put, this is the entire goal of a refinance.  The lower your new rate, the more money you’ll save. While there are many ways to secure a refinance loan, the best option is the no cost refi, which allows you to switch to a new mortgage with a lower rate without paying the fees associated with closing a new loan.

Home Loans in North Carolina

The loan types available in North Carolina are much like those available elsewhere.  One of the most widely available mortgage loan types is the 30 year fixed rate mortgage.  As the name implies, this loan comes with a fixed interest rate.  This is considered the most financially sound mortgage by many borrowers. Some opt for the 15-year fixed option.

The adjustable rate mortgage (ARM) is another common loan type.  You can also pursue a jumbo loan, interest-only loan, balloon mortgage, or other specialized loan type.  Whether or not one of these loans fits you will depend entirely on your needs and the requirements of your lender.  Government backed loans, such as the FHA loan and the VA loan, are available to those who qualify.

Charlotte skyline

About North Carolina

North Carolina is a charming Mid-Atlantic state and was one of the original thirteen colonies.  The state has it all, including forests, seashores, mountains, and impressive, modern cities.  The mainstays of North Carolina's economy include agriculture, manufacturing, and financial services.  It is also the third largest film production state, behind California and New York.

The state has a low sales tax and four income brackets for the state income tax.  North Carolina has several large airports, and most of its major cities have mass transit systems.  The total population of the state is about eight million people. North Carolina offers a lot of recreational opportunities, including swimming, skiing, fishing, hunting, and hiking.

If you are an outdoor enthusiast and enjoy the best that the South and Mid-Atlantic have to offer, North Carolina is the right place for you to own a home.  Get in touch with a lender to discuss your financing options.

To learn more about homeownership in North Carolina or research NC home buying programs, visit the North Carolina HUD portal.

If you’re not done researching and you want to learn more about your mortgage opportunities, click on any of the following links.

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user suit Lenders in: North Carolina.

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