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Ohio Mortgage Rates

Updated: April 17, 2024

Compare today's rates for Mortgage Refinance in OH

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Mortgage rates for Ohio go down to 3.00%

Wednesday, April 17, 2024

Mortgage rates for Ohio on Lender411 for 30-year fixed-rate mortgages are at 3.00%. That dropped from 3.00% to 3.00%. The 15-year fixed rates are now at 2.56%. The 5/1 ARM mortgage for Ohio is now at 4.56%.

If you are looking for up to the minute Ohio mortgage rates, you’ve come to the right place.  Finding the lowest rates is easy when you have access to our vast network of trusted mortgage professionals in Ohio. Talk to multiple mortgage lenders in OH to compare rate quotes and understand your options.

Ohio Mortgage Refinance

Why is it critical to find the lowest rate when refinancing?  Simply put, this is the entire goal of a refinance.  The lower your new rate, the more money you’ll save. While there are many ways to secure a refinance loan, the best option is the no cost refi, which allows you to switch to a new mortgage with a lower rate without paying the fees associated with closing a new loan.  This can literally save you thousands of dollars.

Home Loans in Ohio

The loan types available in Ohio are much like those available elsewhere.  One of the most widely available mortgage loan types is the 30 year fixed rate mortgage.  As the name implies, this loan comes with a fixed interest rate.  This is considered the most financially sound mortgage by many borrowers. Some opt for the 15-year fixed option.

The adjustable rate mortgage (ARM) is another common loan type.  You can also pursue a jumbo loan, interest-only loan, balloon mortgage, or other specialized loan type.  Whether or not one of these loans fits you will depend entirely on your needs and the requirements of your lender.  Government backed loans, such as the FHA loan and the VA loan, are available to those who qualify.

Ohio urban scenery

About Ohio

Ohio's economy is built on steel, tires, rubber products, tools, automotive parts, and many other manufactured goods.  Ohio is recognized for its excellent healthcare and is home to many renowned hospitals.  Cleveland has been voted one of America's most livable cities, despite some struggles with impoverished areas.

Cincinnati, Ohio's third largest city, is home to several major corporations including Proctor and Gamble, The Kroger Company, and Great American Insurance Company. There are a total of ten Fortune 500 companies located here.  The city knows how to have fun, too. Cincinnati hosts the second largest Oktoberfest celebration in the world and hosts many other festivals throughout the year. It is also home to many gourmet restaurants.  Ohio is a great Midwestern living experience and a popular place for business.

To learn more about homeownership in Ohio or research OH home buying programs, visit the Ohio HUD portal.

Follow these links to learn more about Ohio mortgages.

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user suit Lenders in: Ohio.

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