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Rancho Santa Margarita Mortgage Rates

Updated: October 21, 2019

Compare today's rates for Mortgage Refinance in CA

Loan Program
Loan Amount
Loan Type:
Credit Score


30 Year Fixed
4.000% Rate $955/mo
  • Updated October 21, 2019
  • Historically Low Interest Rates - $100 Billion Funded
  • Cash-Out and Debt Consolidation Options
  • No Lender Closing Cost Options Available


30 Year Fixed
3.500% Rate $898/mo
  • Updated October 21, 2019
  • Skip the salesman. Keep the commission!
  • Get online rates, payments and a Good Faith Estimate
  • $1,000 Best Rate Guarantee


30 Year Fixed
3.500% Rate $898/mo
  • Updated October 21, 2019
  • Compare up to 5 Offers, Against a Network of 1000s of Lenders
  • 3.75% APR
  • Fixed Rate 15yr


30 Year Fixed
3.750% Rate $926/mo
  • Updated October 21, 2019
  • Internet direct lender since 1998. View rates & fees, apply/lock online 24/7

Mortgage rates for Rancho Santa Margarita, California go down to 3.71%

Monday, October 21, 2019

Mortgage rates for Rancho Santa Margarita, California on Lender411 for 30-year fixed-rate mortgages are at 3.71%. That dropped from 3.71% to 3.71%. The 15-year fixed rates are now at 3.29%. The 5/1 ARM mortgage for Rancho Santa Margarita, California is now at 4.19%.

Rancho Santa Margarita is a ritzy city located in Orange County, California. The city is a planned community that is governed by Home Owners Associations. The town center and most amenities(libraries, parks, etc) are all within walking and biking distance, and very centrally located. Even the landscaping of this city clearly had much thought put into it.

If you are looking to get a Rancho Santa Margarita Mortgage, Refinance or even tap into your home equity with a second mortgage loan in Rancho Santa Margarita, you have certainly come to the right place. Lender411 makes that easy. Whether you are looking for fixed mortgage rates, variable adjustable mortgage rates (ARM), jumbo loans, interest only or even specialized mortgages such as bad credit mortgage or reverse mortgages, just fill out the form above and we will match you with qualified lenders in Rancho Santa Margarita with mortgage rate quotes. can assist you in comparing the current mortgage rates in Rancho Santa Margarita or the best California home mortgage loan.

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