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Rapid City Mortgage Rates

Updated: October 17, 2018

Compare today's rates for Mortgage Refinance in SD

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30 Year Fixed
5.250% Rate $1,105/mo
  • Updated October 17, 2018
  • Refinance to a get a lower payment, cash back or a faster payoff.
  • Rates are still low, but they may rise. Lock your rate today.
  • We have the right loans for first-time and experienced home buyers.


30 Year Fixed
5.375% Rate $1,120/mo
  • Updated October 17, 2018
  • Get a free and no obligation rate quote in South Dakota.
  • Direct Lender.
  • Call now and lock-in your low rate!

Mortgage rates for Rapid City, South Dakota go down to 5.25%

Wednesday, October 17, 2018

Mortgage rates for Rapid City, South Dakota on Lender411 for 30-year fixed-rate mortgages are at 5.25%. That dropped from 5.25% to 5.25%. The 15-year fixed rates are now at 3.63%. The 5/1 ARM mortgage for Rapid City, South Dakota is now at 4.00%.

Rapid City got its start when gold was discovered in the Black Hills in the 1800's. During early development, there was a more 'survival of the fittest' element to Rapid City. Tourism is the main industry here. There is great skiing here in the winter.

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