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Santa Barbara Mortgage Rates

Updated: October 23, 2019

Compare today's rates for Mortgage Refinance in CA

Loan Program
Loan Amount
Loan Type:
Credit Score


30 Year Fixed
4.000% Rate $955/mo
  • Updated October 23, 2019
  • Historically Low Interest Rates - $100 Billion Funded
  • Cash-Out and Debt Consolidation Options
  • No Lender Closing Cost Options Available


30 Year Fixed
3.500% Rate $898/mo
  • Updated October 23, 2019
  • Skip the salesman. Keep the commission!
  • Get online rates, payments and a Good Faith Estimate
  • $1,000 Best Rate Guarantee


30 Year Fixed
3.500% Rate $898/mo
  • Updated October 23, 2019
  • Compare up to 5 Offers, Against a Network of 1000s of Lenders
  • 3.75% APR
  • Fixed Rate 15yr


30 Year Fixed
3.750% Rate $926/mo
  • Updated October 23, 2019
  • Internet direct lender since 1998. View rates & fees, apply/lock online 24/7

Mortgage rates for Santa Barbara, California go down to 3.72%

Wednesday, October 23, 2019

Mortgage rates for Santa Barbara, California on Lender411 for 30-year fixed-rate mortgages are at 3.72%. That dropped from 3.75% to 3.72%. The 15-year fixed rates are now at 3.31%. The 5/1 ARM mortgage for Santa Barbara, California is now at 4.19%.

Santa Barbara is a delightful seaside community in Southern California. If you are looking to get an Santa Barbara Mortgage, Santa Barbara Mortgage Refinance or even tap into your home equity with a second mortgage loan in Santa Barbara, you have certainly come to the right place. Lender411 makes that easy by offering good mortgage rates and excellent mortgage advice.

Santa Barbara has fought to retain an old Spanish feel, with much of the architecture having a Spanish look, and almost no billboards being seen throughout the city. Santa Barbara is a popular tourist destination due to its arts community, many attractions, and great weather. The city is also home to University of California Santa Barbara.

Whether you are looking for fixed mortgage rates, variable adjustable mortgage rates(ARM), jumbo loans, interest only or even specialized mortgages such as reverse mortgages, just fill out the form above and we will match you with qualified lenders in Santa Barbara with mortgage quotes. can assist you in finding the lowest mortgage rate in Santa Barbara or best California home loan mortgages.

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user suit Lenders in: Santa Barbara, California.

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