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Santa Cruz Mortgage Rates

Updated: December 12, 2018

Compare today's rates for Mortgage Refinance in CA

Loan Program
Loan Amount
Loan Type:
Credit Score


30 Year Fixed
4.875% Rate $1,059/mo
  • Updated December 12, 2018
  • Welcome to Flagstar’s new online mortgage experience!


30 Year Fixed
4.750% Rate $1,043/mo
  • Updated December 12, 2018
  • Skip the salesman. Keep the commission!
  • Get online rates, payments and a Good Faith Estimate
  • $1,000 Best Rate Guarantee


30 Year Fixed
5.250% Rate $1,105/mo
  • Updated December 12, 2018
  • Refinance Your Home With Little to No Equity
  • 100% Online Lender - Fast and Easy Process
  • Learn about the loanDepot Lifetime Guarantee


30 Year Fixed
4.990% Rate $1,073/mo
  • Updated December 12, 2018
  • We close our loans FAST - many in 30 days or less!
  • Rates are still low, but they may rise. Lock your rate today.
  • We have the right loans for first-time and experienced home buyers.

Mortgage rates for Santa Cruz, California go down to 4.77%

Wednesday, December 12, 2018

Mortgage rates for Santa Cruz, California on Lender411 for 30-year fixed-rate mortgages are at 4.77%. That dropped from 4.77% to 4.77%. The 15-year fixed rates are now at 4.08%. The 5/1 ARM mortgage for Santa Cruz, California is now at 4.13%.

Santa Cruz is a great city with a unique location: the edge of Monterey Bay and is considered to be the area where northern and central California overlaps. If you are looking to get the best Santa Cruz Mortgage Rate, Refinance or even tap into your home equity with a second mortgage loan in Santa Cruz, you have certainly come to the right place. Lender411 makes that easy by offering today's best mortgage rates and good loan advice.

Santa Cruz is home to the University of California Santa Cruz and has a relaxed college town atmosphere. The city is also famous for its progressive political stance on many issues. The Beach Board Walk is still one of the most famous amusement park areas in the State. Surfing, skateboarding, and rock climbing are popular recreation activities.

Whether you are looking for fixed mortgage rates, variable adjustable mortgage rates(ARM), jumbo loans, interest only or even specialized mortgages such as bad credit mortgage or reverse mortgages, just fill out the form above and we will match you with qualified lenders in Santa Cruz with mortgage online quotes. can assist you in finding the lowest mortgage rate in Santa Cruz or best CA mortgage rate.

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