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Texas Mortgage Rates

Updated: March 28, 2017

Compare today's rates for Mortgage Refinance in TX

Loan Program
Purchase
Refinance
Loan Amount
Loan Type:
Credit Score
State

4.594%

APR
30 Year Fixed
4.500% Rate $1,014/mo
  • Updated March 28, 2017
  • We close our loans FAST - many in 30 days or less!
  • Rates are still incredibly low! Lock in a low rate and payment today.
  • Why pay more for your home than you have to? Check out rates now.

4.130%

APR
30 Year Fixed
4.125% Rate $970/mo
  • Updated March 28, 2017
  • Direct Mortgage Lender
  • Nationally Competitive Rates
  • Simplifying the Mortgage Process

4.041%

APR
30 Year Fixed
4.000% Rate $955/mo
  • Updated March 28, 2017
  • Competitive rates and fees: No fancy branches = savings passed on to you!
  • Excellent service: We can assist you every step along the way.
  • Credible: FDIC Insured Bank, A+ rating with Better Business Bureau. NMLS 424182

4.061%

APR
30 Year Fixed
3.875% Rate $940/mo
  • Updated March 28, 2017
  • Skip the salesman. Keep the commission!
  • Get online rates, payments and a Good Faith Estimate
  • $1,000 Best Rate Guarantee

4.056%

APR
30 Year Fixed
4.000% Rate $955/mo
  • Updated March 28, 2017
  • Guaranteed Lender Fees/No Surprises
  • Personal Loan Advisor from Start to Finish
  • Quick Turn-Times

4.469%

APR
30 Year Fixed
4.375% Rate $999/mo
  • Updated March 28, 2017
  • Fast, Powerful and Completely Online
  • Get an approval to buy a home or refinance your mortgage in minutes.
  • Save time & avoid paperwork by sharing your financial info instantly.

4.052%

APR
30 Year Fixed
3.990% Rate $954/mo
  • Updated March 28, 2017
  • Low Mortgage Rates. Everyday.
  • Application to Closing in under 30 days
  • Affordable, fast , easy and eager to serve. That's Rate30

4.357%

APR
30 Year Fixed
4.125% Rate $969/mo
  • Updated March 28, 2017
  • Direct Lender.
  • Get a free and no obligation rate quote in Texas.
  • Call now and lock-in your low rate!

4.046%

APR
30 Year Fixed
4.000% Rate $955/mo
  • Updated March 28, 2017
  • Certified Upfront Lender! Online Good Faith Est! Apply & Lock Rate 24/7!

4.073%

APR
30 Year Fixed
3.990% Rate $954/mo
  • Updated March 28, 2017
  • Save when you borrow from PenFed!

4.534%

APR
30 Year Fixed
4.500% Rate $1,014/mo
  • Updated March 28, 2017
  • A+ Rating with the Better Business Bureau
Disclaimer

Mortgage rates for Texas go up to 4.24%

Tuesday, March 28, 2017

Mortgage rates for Texas on Lender411 for 30-year fixed-rate mortgages are at 4.24%. That increased from 4.21% to 4.24%. The 15-year fixed rates are now at 3.38%. The 5/1 ARM mortgage for Texas is now at 3.42%.

If you’re looking for Texas mortgage rates or refinance rates to fund a home purchase loan, mortgage refinance, or even a home equity loan or second mortgage in Texas, you’ve come to the right place. Finding the lowest mortgage rates in your area isn’t difficult when you have access to our established network of trusted mortgage professionals in Texas. Talk to multiple mortgage lenders in TX to compare rate quotes and understand your options.

Texas oil field image

Texas Mortgage Refinance

Why is it critical to find the lowest rate when refinancing?  Simply put, this is the entire goal of a refinance. The lower your new rate, the more money you’ll save. While there are many ways to secure a refinance loan, the best option is the no cost refi, which allows you to switch to a new mortgage with a lower rate without paying the fees associated with closing a new loan.

Home Loans in Texas

The loan types available in Texas are much like those available elsewhere. One of the most widely available mortgage loan types is the 30 year fixed rate mortgage.  As the name implies, this loan comes with a fixed interest rate. This is considered the most financially sound mortgage by many borrowers. Some opt for the 15-year fixed option.

The adjustable rate mortgage (ARM) is another common loan type. You can also pursue a jumbo loan, interest only loan, balloon mortgage, or other specialized loan type.  Whether or not one of these loans fits you will depend entirely on your needs and the requirements of your lender. Government backed loans, such as the FHA loan and the VA loan, are available to those who qualify.

About Texas

Many things about this large state seem larger than life. Texas is a state in the Southern United States and contains the second largest area of land and second largest population of any state. Texas' most populous cities include Houston, San Antonio, Dallas, Austin, Fort Worth and El Paso.

Texas also boasts the largest concentration of Fortune 500 companies in the nation. In the early 1900's, oil was discovered in Texas and a massive oil boom followed. Texas exerts a nationwide agricultural influence and features beef, cotton, and vegetables as primary crops. Texas' growth has been attributed to availability of employment, lower housing costs, and low taxation. If you are looking for a place rich in history and music that carries with it an independent spirit, you will enjoy being a homeowner in Texas.

To learn more about homeownership in Texas or research TX home buying programs, visit the Texas HUD portal.

If you want to keep researching your options further before you contact a lender, follow any of these links to learn more about Texas mortgages.

Popular loan programs
Local Cities

user suit Lenders in: Texas.

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