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Utah Mortgage Rates

Updated: April 16, 2024

Compare today's rates for Mortgage Refinance in UT

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Mortgage rates for Utah go up to 3.00%

Tuesday, April 16, 2024

Mortgage rates for Utah on Lender411 for 30-year fixed-rate mortgages are at 3.00%. That increased from 2.71% to 3.00%. The 15-year fixed rates are now at 2.56%. The 5/1 ARM mortgage for Utah is now at 4.56%.

If you are looking for information on Utah mortgage or refinance rates, you’ve come to the right place. Finding the lowest rates is easy when you have access to our vast network of trusted mortgage professionals servicing Utah. Talk to multiple mortgage lenders in UT to compare rate quotes and understand your options.

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Utah Mortgage Refinance

Why is it critical to find the lowest rate when refinancing?  Simply put, this is the entire goal of a refinance. The lower your new rate, the more money you’ll save. While there are many ways to secure a refinance loan, the best option is the no cost refi, which allows you to switch to a new mortgage with a lower rate without paying the fees associated with closing a new loan.

Home Loans in Utah

The loan types available in Utah are much like those available elsewhere. One of the most widely available mortgage loan types is the 30 year fixed rate mortgage. As the name implies, this loan comes with a fixed interest rate. This is considered the most financially sound mortgage by many borrowers. Some opt for the 15-year fixed option.

The adjustable rate mortgage (ARM) is another common loan type. You can also pursue a jumbo loan, interest only loan, balloon mortgage, or other specialized loan type. Whether or not one of these loans fits you will depend entirely on your needs and the requirements of your lender. Government backed loans, such as the FHA loan and the VA loan, are available to those who qualify.

About Utah

Utah is a unique state in the Western U.S., home to about two and a half million residents. The state is heavily involved in information technology, research, and transportation and is a huge tourist draw due to the vast number of recreational activities offered within the deserts and forests of the region. 

If you are looking for a great place that offers recreation year round and is family oriented, consider becoming a home owner in Utah.  Our lenders can help you explore your financing options.

To learn more about homeownership in Utah or research UT home buying programs, visit the Utah HUD portal.

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