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Washington Mortgage Rates

Updated: October 16, 2018

Compare today's rates for Mortgage Refinance in WA

Loan Program
Loan Amount
Loan Type:
Credit Score


30 Year Fixed
4.990% Rate $1,073/mo
  • Custom-crafted lending from a top national mortgage originator


30 Year Fixed
4.750% Rate $1,044/mo
  • Local Washington company with low over head equals savings for you.


30 Year Fixed
4.750% Rate $1,044/mo
  • Excellent Service, Great Rates and Convenience


30 Year Fixed
4.750% Rate $1,043/mo
  • Updated October 16, 2018
  • Family owned and operated since 1992
  • Verifiable 5 Star Lender with low transparent rates and fees available 24/7
  • Home of the top ranked loan originator in the Pacific Northwest 4 years in a row


30 Year Fixed
5.125% Rate $1,089/mo
  • Updated October 16, 2018
  • Refinance to a get a lower payment, cash back or a faster payoff.
  • Rates are still low, but they may rise. Lock your rate today.
  • We have the right loans for first-time and experienced home buyers.


30 Year Fixed
5.375% Rate $1,120/mo
  • Updated October 16, 2018
  • Get a free and no obligation rate quote in Washington.
  • Direct Lender.
  • Call now and lock-in your low rate!

Mortgage rates for Washington go down to 4.25%

Tuesday, October 16, 2018

Mortgage rates for Washington on Lender411 for 30-year fixed-rate mortgages are at 4.25%. That dropped from 4.25% to 4.25%. The 15-year fixed rates are now at 3.63%. The 5/1 ARM mortgage for Washington is now at 4.00%.

If you are looking for information on Washington mortgage or refinance rates, you’ve come to the right place. Finding the lowest rates is easy when you have access to our vast network of trusted mortgage professionals in Washington. Talk to mulitple lenders in WA to compare rate quotes and understand your options.

Seattle, WA skyline

Washington Mortgage Refinance

Why is it critical to find the lowest rate when refinancing?  Simply put, this is the entire goal of a refinance. The lower your new rate, the more money you’ll save. While there are many ways to secure a refinance loan, the best option is the no cost refi, which allows you to switch to a new mortgage with a lower rate without paying the fees associated with closing a new loan.  This can literally save you thousands of dollars.

Home Loans in Washington

The loan types available in Washington are much like those available elsewhere. One of the most widely available mortgage loan types is the 30 year fixed rate mortgage. As the name implies, this loan comes with a fixed interest rate. This is considered the most financially sound mortgage by many borrowers. Some opt for the 15-year fixed option.

The adjustable rate mortgage (ARM) is another common loan type. You can also pursue a jumbo loan, interest only loan, balloon mortgage, or other specialized loan type.  Whether or not one of these loans fits you will depend entirely on your needs and the requirements of your lender. Government backed loans, such as the FHA loan and the VA loan, are available to those who qualify.

About Washington

Washington is a beautiful state in the Pacific Northwestern United States. The state is named after the first President of the United States and is the only state named after a President. Washington borders Oregon in the south and British Columbia Canada in the north and is famous for its Cascade Mountain Range, which contains several volcanoes.  The two most famous mountain peaks in Washington are arguably Mount Rainer and Mount St. Helens.

Seattle is Washington's best known city. Seattle is the home of the grunge-rock music movement. It is also the founding town of several major coffee companies, including Starbucks, Seattle's Best, and Tully's. Famous companies such as Microsoft and are headquartered in the Seattle area. Seattle's most famous landmark is probably the Space Needle. Other populous cities include Spokane, Everett and Bellevue. If you are looking for a place to live that is environmentally friendly, close to nature, and cultured enough for people from all walks of life, consider owning a home in Washington State.

To learn more about homeownership in Washington or research WA home buying programs, visit the Washington HUD portal.

Follow these links to learn more about Washington mortgages.

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user suit Lenders in: Washington.

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