Forgotten Your Password?

Need to Register?

Wyoming Mortgage Rates

Updated: October 10, 2024

Compare today's rates for Mortgage Refinance in WY

Loan Program
Purchase
Refinance
Loan Amount
Loan Type:
Credit Score
State
Disclaimer

Mortgage rates for Wyoming go down to 3.00%

Thursday, October 10, 2024

Mortgage rates for Wyoming on Lender411 for 30-year fixed-rate mortgages are at 3.00%. That dropped from 3.00% to 3.00%. The 15-year fixed rates are now at 2.56%. The 5/1 ARM mortgage for Wyoming is now at 4.56%.

If you are searching for information about Wyoming mortgage or refinance rates, you've come to the right site. Lender411 is an information resource for anyone who wants to simplify the process of getting a mortgage loan. Finding the lowest mortgage rates in your area isn’t difficult when you have access to our established network of trusted mortgage professionals in Wyoming. Talk to mulitple mortgage lenders in WY to compare rate quotes and understand your options.

Wyoming scenery

Wyoming Mortgage Refinance

Why is it critical to find the lowest rate when refinancing?  Simply put, this is the entire goal of a refinance. The lower your new rate, the more money you’ll save. While there are many ways to secure a refinance loan, the best option is the no cost refi, which allows you to switch to a new mortgage with a lower rate without paying the fees associated with closing a new loan.  This can literally save you thousands of dollars.

Home Loans in Wyoming

The loan types available in Wyoming are much like those available elsewhere. One of the most widely available mortgage loan types is the 30 year fixed rate mortgage.  As the name implies, this loan comes with a fixed interest rate. This is considered the most financially sound mortgage by many borrowers. Some opt for the 15-year fixed option.

The adjustable rate mortgage (ARM) is another common loan type. You can also pursue a jumbo loan, interest only loan, balloon mortgage, or other specialized loan type.  Whether or not one of these loans fits you will depend entirely on your needs and the requirements of your lender. Government backed loans, such as the FHA loan and the VA loan, are available to those who qualify.

About Wyoming

Wyoming is a large state in the Western U.S. with a population of around five hundred thousand. In Wyoming, the Great Plains and the Rocky Mountains meet. Since much of the state receives little precipitation with ten inches of rain or less per year, the land is unsuitable for farming. However, the terrain is home to many ranches.

Wyoming is home to Grand Teton National Park and the Teton Mountain Range as well as the cities of Cheyenne and Casper. Part of Yellowstone National Park is also in Wyoming. This state has a surprisingly low unemployment rate. Mining, or mineral extraction, and tourism are the main driving forces behind Wyoming's economy. Beef, grain, hay, and wool are the state's main agricultural outputs.

Over ninety percent of the state is considered rural land. If you are looking for a place with wide open spaces that has the feel and adventure of the Wild West, consider becoming a homeowner in Wyoming.

To learn more about homeownership in Wyoming or research WY home buying programs, visit the Wyoming HUD portal.

Follow these links to learn more about other Wyoming mortgage types:

Popular loan programs
Local Cities

user suit Lenders in: Wyoming.

Subscribe to our news feed.